Stay informed with Terkar Capital’s latest newsletters covering business funding insights, market trends, lending strategies, and expert guidance. Our newsletters are designed to help MSMEs and corporates make smarter financial decisions and stay ahead in a competitive business environment.
For manufacturing businesses, machinery forms the core of daily operations. Whenever expansion, modernization, or capacity enhancement is planned, machinery loans are often the preferred funding option.That said, lenders do not evaluate every machinery purchase the same way. Whether a machine is classified as standard or non-standard significantly affects loan eligibility,
Access to funding has always been one of the biggest challenges for Micro, Small, and Medium Enterprises (MSMEs).Many businesses have viable operations and steady demand, but struggle to raise funds due to a lack of collateral.This is where the CGTMSE scheme plays a critical role in supporting MSME growth. 1.
Many businesses think of funding as a one-time choice either a loan or a limit.In reality, business needs change over time. And the most effective funding structures often combine more than one facility.One such approach is a hybrid structure, where a term loan is followed by an overdraft (OD). 1.
Many promoters, professionals, and entrepreneurs build wealth through equity investments. What’s often overlooked is that these investments don’t have to sit idle when liquidity is needed.You can raise funds without selling your shares. That’s exactly where Loan Against Securities (LAS) comes in. 1. What Is Loan Against Securities (LAS)? Loan
Many business owners use terms like Cash Credit (CC), Bank Guarantee (BG), and Letter of Credit (LC) as if they’re all just “loans.”They’re not.These are credit facilities, each created for a very specific business purpose. Knowing the difference helps businesses:Choose the right facilityavoid unnecessary interest or chargesmanage cash flow and
Manufacturing businesses often invest heavily in machinery to build capacity, improve efficiency, and meet growing demand.Over time, these machines become valuable assets, yet many businesses do not realise that existing machinery itself can be used to raise funds.This is where Machine Refinance is emerging as a strong collateral-backed funding option
If you run a service business, you know the struggle. You’ve got steady clients. Good revenues. Maybe even healthy profits. But when you walk into a bank looking for serious funding? They want assets. Inventory. Machinery. Things you can touch. And that’s where most service businesses hit a wall. Why
For many promoters and entrepreneurs, growth isn’t limited by demand. It’s limited by credit periods. Orders are executed, Invoices are raised. But payments arrive after 30, 60, or even 90 days. During this time, working capital remains blocked, impacting the next production or sales cycle. That’s where bill discounting becomes
Unsecured working capital is often the first option businesses consider when day-to-day cash flow starts feeling tight. It’s quick, flexible, and doesn’t require collateral, but approvals aren’t automaticLenders look closely at fundamentals. Before applying, here are 10 practical points every business should keep in mind. 1. Profit Matters More Than
Professional practices are often seen as stable and low risk. Because of that, many professionals hesitate when it comes to taking structured funding.But here’s the truth: Most professionals don’t need funding to stay afloat; they need funding to grow faster, smarter, and more sustainably.Expansion, modernisation, and scale almost always require
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
