Imported Machinery Finance

Imported Machinery Finance offers competitive financing solutions and streamlined processes to facilitate the procurement of advanced equipment from global suppliers. These tailored financial solutions enable businesses to acquire essential assets without compromising cash flow, boosting production capacity, and strengthening market position through access to the latest technologies.

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Key Features of Import Machine Finance

(*T&C Applied)

Import Machine Finance Process

Acquiring imported machinery is simplified With a Buyer’s Credit Facility. Your overseas vendor receives payment directly from the overseas bank. You, the client, then make payments through a special account (called a Nostro account) set up and managed by your local bank.

We handle the entire transaction and create a convenient EMI payment plan for you. Each EMI payment is placed in a Fixed Deposit, and after 12 months, the total amount is sent to the overseas Nostro account. Plus, the interest earned on these Fixed Deposits goes back to you, lowering your overall financing costs.

Import Machinery Finance Eligibility

To secure funding for imported machinery, businesses must meet specific eligibility criteria. The financial institutions evaluate multiple factors as:

Must be a registered entity (Proprietorship, Partnership, LLP, Private Limited, or Public Limited Company).
Minimum operational history of 2–3 years
A positive cash flow.
A good credit rating and financial stability.
The machinery must be new or pre-approved used equipment from an international supplier.
Supplier credibility and compliance with customs and regulatory norms.
Collateral requirements depend on loan type (secured/unsecured).

Documents for Import Machinery

To avail of Imported Machinery Funding, the following documents are needed:

Financial Documents (Last three years complete financials, including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is
Owner KYC
Firm KYC
Proposed machinery Quotation
Proposed machine cash flow.
The financial institution might request additional documents.

How do we execute the machine financing proposal?

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Import Machinery Finance at Terkar Capital

We offer Imported Machinery Finance, enabling businesses to acquire advanced machinery without depleting their valuable capital reserves. Instead of making upfront payments, manufacturers can opt for imported machinery finance and facilitate payments through Letters of Credit (LC) or Buyer’s Credit Facility.

This facility is available for dollar-based funding, making it subject to SOFR (Secured Overnight Financing Rate) + margins. SOFR, a variable exchange rate, fluctuates between 5-5.50%, while domestic bankers typically charge an additional 2% margin to facilitate the transaction. Consequently, the total interest rate ranges between 7-7.50%, making it a cost-effective solution for manufacturers.

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Machinery Finance for Industries

At Terkar Capital, we facilitate machine finance to multiple industries. To mention a few here:

FAQs On Imported Machinery Finance

Collateral requirements vary based on loan type (secured or unsecured). Some lenders may accept machinery itself as collateral, while others require additional security.

No, typically, financing covers only the machinery cost.

Yes, some lenders offer refinancing options to restructure existing loans for better interest rates and repayment flexibility.

Yes, an import-export (IE) code is typically required to avail of imported machinery finance.

We Facilitate the Following Funding Instruments

Client Testimonial

Terkar Capital excels at helping businesses secure funding. They are professional, quick to respond, and communicate clearly, which made our financing process much easier and better than we expected.

Narayan Nakate

Terkar Capital's financial analysis was very helpful in getting our funding. It clearly showed us where our business stood, allowing us to make smart decisions. Their knowledge of the market and practical solutions gave us confidence in our future success.

Ashish Patale

Working with the Terkar Capital team was a great experience. They helped me get unsecured business funding without any hassle. The team was professional and always available to help. I’m grateful for their support and would recommend their services to anyone in need.

Raghunath Chalwadi

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.