Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
A difference between companies current assets and current liabilities is referred as working capital. Working capital act as a important financial resource for short term operations like procury raw materials and managing various operational expenses.Working capital can contribute in financial stability and growth of the business,For day today operations working capital place a smooth and efficient cash flows role.
In order to adopt to the expanding world at business we need to manage each and every aspect of the business effectively. and most of the times managing finances is difficult. so a business is always in need of funds. SMS face these problems frequently. for Assamese a working capital loan can help in these types of scenarios
Secured working capital up to 50 Cr
Competitive Interest Rates
Increases cash flow and sales
Quick processing with minimal documentation
Flexible Loan repayment (up to 60 Months)
(*T&C Applied)
Working capital loans provide short-term financing for day-to-day operations, not long-term assets or investments.
An overdraft facility let’s the user spend more than the money present in the bank account. the over facility has a limit and fees are charged as further usage of the limit.
A seller can get paid early by discounting a bill, which means selling it at a discount. Reasons for discounting include working capital needs or paying dues.
A cash credit facility enables customers to use the amount specified by the lender and pay interest only on the used amount. The amount cannot exceed the sanctioned amount.
Factoring enables a company to sell its invoices which are unpaid to a third party also called as factor at a discount. factoring helps a company with an instant available cash and also helps to manage the working capital
LC is a guarantee given by the bank to pay the seller for the buyer’s obligation, in case a buyer fails to make the payment. LC discounting takes away the risk and gives assurance to the seller of the funds.
A Bank Guarantee is issued by the lender to the debtor to cover its liability in case of default. In case of the failure of payment by the debtor, the bank will pay on his behalf.
Learn the Strategies to Master Working Capital Management for Business Success
It refers to the period taken to convert the company’s net current assets and liabilities into cash. So, the time gap between production and selling of goods into the market is high. The working capital cycle varies from industry to industry. A longer turnaround time to transform raw materials into cash corresponds to an increased need for working capital.
All these factors finally hamper the working cycle of the company. Hence, a working capital loan is the most suitable product in such a situation. There are 4 main elements in the WC cycle – Cash, Accounts Payable (creditors), Accounts Receivable (debtors), and Stock.
Terkar capital team provides a dedicated support in arranging tailor financial instruments to businesses entrepreneurs corporates in India in order to meet there short term working capital needs.
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Note: All formal communication is solely via designated official emails.
