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Machinery Refinancing

Machinery Refinancing is a financial strategy that allows businesses to leverage their existing equipment to improve cash flow and business operations. By machinery refinancing, you can access funds tied up in these assets without disrupting your operations. This can provide an influx of capital that can be used for various business needs, such as expansion, debt consolidation, or working capital. Machinery Refinancing: A Strategic Financial Approach

By leveraging Machinery Refinancing, businesses can optimize their capital allocation, enhance financial flexibility, and drive long-term growth.

Indian professionals in industrial machinery finance with subtle machine icons and gear systems over a soft machinery setup. Clean center space, realistic lighting and a premium corporate style convey equipment finance, trust and growth.

Key Features of Machinery Refinancing

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Ticket size varies from Rs. 25 lacs to Rs 100 Cr

interest rate

ROI starting with 9.5% for INR and SIBOR + 300 bps for USD

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The turnaround time to raise the fund is as low as 3-4 days.

Simple paperwork

Simple terms and less paperwork

flexible repayment

The repayment tenure varies from 3 to 5 years.

(*T&C Applied)

Eligibility for Machinery Refinancing

To avail of refinance machines, businesses typically need to meet the following criteria:

  1. The business should be operational for 3 years at least
  2. The machinery should be in good working condition and have a clear title.
  3. A good Credit history with a strong credit score is often required
  4. Machinery must undergo valuation to determine its current market value.
  5. If machinery is already mortgaged, provide details of the existing loan.
  6. The business must comply with all local regulations and industry standards related to the machinery and its operations.

Machinery Refinancing Documents

To apply for machinery refinancing in India, businesses generally need to provide the following documents:

  1. Financial Documents (Last three years complete financials, including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is 
  2. Business Documents 
  3. Ownership and Valuation Documents
  4. Existing Loan Documents
  5. KYC Documents
  6. The financial institution might request additional documents.

How do we execute the Machinery Financing proposal?

Machinery Refinancing at Terkar Capital

Get access to the required capital and enable your business growth with Terkar Capital’s machinery refinancing solutions. We go beyond simple loans by conducting a comprehensive financial SWOT analysis to assess your overall health and identify hidden potential in your machinery. By leveraging these underutilized assets, you can obtain much-needed capital to fuel expansion, consolidate debt, or invest in other strategic ventures. Let’s Explore!!

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FAQs on Machinery Refinancing

A loan against machinery is a financing solution where businesses use their existing equipment as collateral to raise funds for expansion, working capital, or other financial needs.

Client Testimonial

We had a fantastic experience with Terkar Capital! Their highly professional team was always available to assist and made securing a business loan without security effortless. Thanks to their swift execution, we received funding quickly, allowing us to focus on growing our business without any financial worries. Highly recommended!
Terkar Capital is into the retail & corporate funding. Sourcing of good cases & better service stand in this compitive Market. All the best for new financial year ,👍🙏
The Terkar Capital team stands out for its smooth and expert handling of the fundraising process. They took the time to understand our specific business needs and ensured the solutions they proposed were a perfect fit. The team delivers on its promises, and its thorough approach guarantees all aspects of our company are considered, leading to well-informed decisions from financial institutions. Thank you team.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

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