Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.

Solar Panel Project Financing

The load and the strain on the energy sector is about to escalate dramatically because India houses nearly 20% of the Global population. In the face of the growing demand for energy dependencies on traditional fossil fuels, which are absolutely not environmentally friendly and are simultaneously expensive and unsustainable. 

Renewable energy sources like solar energy are emerging as the most viable and suitable energy solutions to India’s growing energy crisis and rising population.  Due to the concerns about Global Warming and climate change, the renewable energy sector, which includes solar energy as well, Is growing globally, and governments are taking efforts to promote it. Solar panel financing has made this renewable and sustainable energy more accessible to businesses and individuals.

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Key Features of Solar Panel Financing

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Funding starts at Rs 1 Cr (Unsecured options available)

interest rate

Competitive solar panel finance interest rate

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Simple process and less paperwork

Execution

End-to-end Execution

flexible repayment

Flexible repayment options

Funding Solutions for Solar Projects in India

The solar energy sector in India is growing significantly which leads to huge demand in Solar funding across both retail sectors and corporate sectors. Under the retail segment many of the individual house owners and Housing Society are interested in adopting solar energy,  however there is a high upfront cost required for solar panel fitting with higher cost of loans and finance. But on the other side the Solar Energy value chain presents divorce funding requirements.Capex i.e. capital expenditure needs  are substantial across installation trading manufacturing and direct consumption of the solar power

Team Terkar Capital specializes is Sourcing funding options customised to these specific needs.  as the Solar Industries is capital intensive,  its crucial and difficult to structure the funding option and debt instruments,  which are line with the solar industries demands of the financial.

Advantages of Solar Power/Energy

  1. Solar remains the natural, constant, and free source of energy.
  2. It is the most cost-effective medium to justify the growing energy demand across India.
  3. It is a one-time investment that continues to provide benefits over an extended period, typically around 20-25-30 years.
  4. The infrastructure maintenance is also low across the tenure. It is safe and does not have much wear and tear.
  5. As solar power does not create any type of waste, like fossil fuels, it helps nature.

Solar Panel Financing Documents

The length of the solar panel funding process is determined by the availability of documentation. Here’s the list:

Owner KYC Documents

  1. Aadhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo
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Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement
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Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters
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Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)
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Solar Panel Financing at Terkar Capital

There are multiple options available for solar energy. However, each debt instrument is designed separately and differently. While raising the debt fund, the most important part is to raise the funding through the right debt instrument. Here at Terkar Capital, we are committed to working dedicatedly in the solar industry.

We analyze the company’s strengths and weaknesses, and based on the analysis, we decide on the debt funding instrument and source. Finally, the borrower of the funds should be the ultimate beneficiary of the whole exercise.

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FAQs On Solar Panel Financing

There is no capping on raising the funds. It can start with as low as one crore and it can go up to thousands of crores. It depends on financial ratios and the requirements of the project.

Generally the repayment tenure depends on the project and its cash flow. It can start with as low as 3 years and it can go up to  20 years even.

Under all the debt instruments, the most important factor in deciding the interstate rate is the financial ratio of the company. The better the financial ratios and project viability the better the cost of the funding. And vice versa.

The debt funding can be raised in 10 – 45 working days. This may vary with the nature and complications involved in the project.

It depends entirely on the borrower (individual, SME, or large corporation) and the project size (rooftop vs. ground-mount). Our funding options range from rooftop solar finance loans to structured infrastructure debt and many.

Client Testimonial

Highly skilled and professional staff. Perfect documentation and well execution for our Project.keep it up Thank you for financial assistance.
A big thank you to the entire Terkar Capital team for the tremendous job in providing us an unsecured loan for our firm. Extremely happy with the ownership, level of commitment, and excellence of delivery by the entire Terkar Capital team. We are grateful for it. Congratulations and thanks again to all of you for a job done well. We look forward to further strengthening our relationship with Terkar Capital.
Good experience! Sincerely thanks to Terkar Capital for understanding my case deeply & executed smoothly. Thanks for making available funds in the time of need. Your expertise, politeness, and Professionalism in the business definitely counted. I highly recommend all, reviewing this comment, to choose Terkar Capital for capital funding.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

© Terkar Capital 2026

CIN: U70200PN2023PTC224016

GST No: 27AFHPT0177K1Z0

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