Loan for Professionals is a tailored credit product for professionals such as Medical professionals, Doctors, CAs, ICWA, CS, and Architects. There are some parts of your personal and professional life where you need the assistance of experts. Hence, CA, CS, Doctors, ICWAs, and Architects are among the same set of professionals. These professionals put hard efforts into sharpening their skills and helping us in their areas of expertise.
Funding amount starting from 25 Lacs to 15 Cr
Interest rates start at 10.5% PA (Subject to Financial Evaluations)
Swift Turn Around Time
End-to-end Execution
Smooth Processing
Professional Loan is the area of the business where the promoters do not need to create fixed assets. This class generally creates intellectual capital. So there is always a grave area for funding – where professionals need the funding and lenders need to safeguard their interest. However, considering the qualification and contribution to society, the optimum amount of funds can be arranged.
The rate of interest offered to the professional is way lower than the regular cases, even though it is without security. So it really does not make much of a difference if you offer collateral or not. Still, you as a professionally qualified have an edge to get the funding at the best possible rate.
The turnaround time to raise the funds under Professional Loan is as low as a day’s time. Same day it will be analyzed – processed – and disbursed. So whenever there is an emergency of funds, this is the best way to raise the fast and cheap cost of funds.
Under a professional loan, there is good flexibility to use the funds. You can take the funds in term loan format, or Drop line OD format or you can also take for one year or 5 years. There is not much of an obligation levied on the uses and tenure of the funds.
This being the service industry, the professional does not require the funds for the working capital, as they do not need to purchase the raw materials or sell the finished goods. In most of cases, the funds are required to set up the unit or expand the existing facility or office. Thus, for all these uses the funds can be made available.
At Terkar Capital, we understand the importance of supporting professionals in their personal and professional endeavours. We design products specifically for professionals tailored to meet their financial needs. We at Terkar Capital, are committed to showing our gratitude to medical professionals, Doctors, CAs, ICWAs, CSs, and Architects.
However, Our goal is to arrange the most optimal funds at a competitive ROI. So professionals should value their time to take care of society. So, with our head office in Pune and a corporate office in Mumbai, we are strategically positioned to serve professionals nationwide.
Our commitment to excellence is evident in the tangible quality of our work, as demonstrated by our successful execution of finance projects well in advance of scheduled timelines.
We comply with the highest professional confidentiality standards. All client information is discussed in strict confidentiality.
With our assistance, you’ll gain access to a network of lenders who offer comparable terms and the most favourable interest rates tailored to your specific requirements.
We create a stable ownership structure for financiers by establishing a secure transaction process.
Our reputation is steadfastly built on reliability, integrity, and honesty. We establish personal connections with our clients, emphasizing transparency and accountability.
At least 3 years of professional practice is taken into consideration to extend the debt facility.
This is unsecured funding, the financial institution only needs to analyze the financials of the firm. There is no question of property – it’s legal and valuation. So the turnaround time can be as low as one day, to process the whole proposal.
The debt exposure can be arranged in a term loan or dropline OD format. This can be flexible as per the requirement of the borrower.
The amount starts with as low as Rs. 5 lacs and goes up to a couple of crores, depending upon the degree qualification, years of practice, yearly receipts, current debt obligations and credit score.
It starts with a minimum of a year and can be extended up to 5 years.
Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004 [MH-India]
The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 [MH-India]
Nashik | Nagpur | Chhatrapati Sambhaji Nagar
Delhi | Bengaluru | Chennai | Hyderabad | Kolkata | Ahmedabad | Surat
