Professional Loans for Doctors

Doctors require funding to stay on top of the healthcare industry and provide patient care. This financial aid may be required to establish a private practice, start a clinic, purchase advanced medical equipment, or secure a hospital space. Hence, recognizing these needs, Terker Capital extends financing with or without collateral. We facilitate financing tailored specifically for doctors.

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Key Features of Doctors Loan

What are the doctor's loan benefits?

Below are notable doctors’ loan benefits:

Purchase office equipment
Consolidating your high-interest debts
Adopting the most recent medical technologies
Expanding or improving your current clinic
Expand clinic services and hire qualified staff
The interest rate at which funding is available to businesses with collateral, the same as that available to doctors without need for collateral.

What are the eligibility criteria for doctors?

The applicant should possess a recognized medical degree such as MBBS, MD, MS, or equivalent.
May require professional experience often ranging from 3 to 5 years in medical practice.
An age range of 25 to 65 years A good credit history and score is essential.
The doctor should be registered with the respective medical council in India.

Documents Required for Doctors Loan

Having your documentation in order will speed up the loan approval process. Below is the required documents list:

The highest professional degree confirms qualification.
Medical Council of India (MCI) Registration Proof
KYC Proof: Aadhaar, Passport, Voter ID, Driver’s license, and PAN cards
Address Proof: Aadhaar, Passport, Voter ID, or a Driver’s license
A six-month bank statement.
CA-certified/audited ITR and financial statements for the past 2 years.
Proof of continued operation (ITR, trade license, establishment certificate, sales tax certificate).
Additional Required Documents, such as the Sole Proprietary Declaration, Certified Copies of the Partnership Agreement
Director-certified original copy of MOA, AOA, and Board Resolution.

How do we execute a doctor’s funding proposal?

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Doctors Loan at Terkar Capital

At Terkar Capital, we understand that doctors have unique financial needs. That’s why we offer flexible and affordable professional loans specifically designed for doctors. Our doctors’ loans are designed with versatility in mind. You’ll benefit from quick disbursement, a repayment schedule that suits your needs, and no foreclosure fees. Additionally, doctors can leverage their property as collateral to secure unsecured business loans, helping them easily reach their financial aspirations.

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FAQs on Doctors Loan

Indeed, banks take into account your CIBIL report and repayment history when deciding how much money to lend you.

The charges for prepayment of a doctor’s loan vary depending on the lender, the type of loan (secured or unsecured), and the terms agreed upon in the loan agreement.

Yes, by mortgaging their property, doctors can profit from this financing opportunity. Depending on the mortgaged property, a loan amount of up to 5 cr may be offered.

In India, doctors can generally access ₹ 25 lacs to ₹1 crore in a collateral-free professional loan.

We Facilitate the Following Funding Instruments

Client Testimonial

I had a fantastic experience with Vishal sir and Terkar Capital team. They were instrumental in helping us secure a loan exactly when we needed it for our business. The team was professional, knowledgeable, and attentive to our specific requirements. They guided us through the process efficiently and made sure we understood all our options. Thanks to their support, we were able to meet our financial goals on time. Highly recommend their services.

Shubham Bhutada

It is such a niche where we always have a scope of improvement however completely satisfied with the existing service . Team is on their toes and always available for update or discussion including weekend and late hours which is very promising

Rohit Goyal

Working with Terkar Capital has been an absolute pleasure. They take the time to truly understand the funding requirements of each client, conducting a comprehensive SWOT analysis to ensure success. Their dedication to client scrutiny sets them apart from the competition, also Clear communication with Banker ensures Smooth Disbursement process.