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Structured Debt Financing

In India, every company has its unique structure. The company’s operations, financial requirements, and everything else change in response to changes in the industry and the company’s stage of development. At one point in time, the company could not raise funds without security. So, Collateral becomes an integral part of the debt capital raising process. However, what if the company crosses the turnover of Rs. 500 crores and needs the working capital facility or expansion fund of Rs. 100 crores or 150 crores? In this case, structured debt financing comes into the picture.

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Key Features of Structured Debt Financing

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Financing Tailored to Your Business

financial document

Financial assets like real estate, equipment, and working capital

flexible repayment

Customizable Repayment

property

Used for large or complex projects

Corporate client

Finance projects that traditional financing won’t

Benefits of Structured Debt Finance in India

1. Tailormade Solution

In structured debt, Funds are raised centric to the company, and debt instruments are arranged accordingly. It may be a combination of Term Loan, OD, CC, Foreign currency funding, Trade Finance, etc.

2. Accelerates Growth

There is a point where the regular debt instruments don’t work well for the company. And this becomes one of the main reasons for the holding company’s growth. To get out of the challenge, the structured debt works well for the company.

3. Funding With / Without Collateral

We understand the strong areas of the company, and based on these areas, we raise the funding. If the good proven and prospective cash flow is in place, collateral would hardly be a concern.

4. No Higher Amount Restrictions

Under structured financing products, there is no capping for raising funds. However, it may start with a minimum of 5 million USD and can go up to any amount.

5. With or Without Credit Rating

As stated earlier, when it comes to raising funding under structured finance, it can be done for a company bearing a credit rating or not. When a company deals with Rs. 100+ crores of turnover, there is a high possibility that the company may lag in any of the areas, which may drag its credit rating. As long as the company has good cash flow and good work orders in hand, the structured debt can be worked out well.

How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

Structured Debt Finance at Terkar Capital

Terkar Capital offers structured debt financing products and structured debt instruments to support your business growth. Our Financial Solutions are custom made and tailored to meet your specific funding need whether you are looking for walking capital or any funds required for expansion. Our team always manifest the strength of your businesses and offers funding solution based on your cash flow and business potential. Let’s connect to structure any financial solutions required for your venture.

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FAQs On Structured Finance Products in India

Structured finance is a financial product that is a combination of many financial instruments, and if required, syndication as well. This is 100% tailor-made – meant for company solutions only.

The minimum amount can start at Rs. 50 crores onward. Again, that depends on the cash flow of the company.

Under structured finance, there is no capping for the upper limit for raising the funds.

Collateral may or may not be part of the requirement. Mostly this will be decided on the financials of the company.

The ROI generally depends on the company, its financials and the currency under which the company is seeking the funds.

Generally, it takes around 25-35 working days, as long as all the documents are made available.

Real estate structured debt is a customized financing solution designed for real estate developers and projects. It is typically structured based on project cash flows, sales visibility, and asset backing, enabling developers to raise large funds efficiently.

Structured Finance for Industries

Tech Companies
Electric Vehicle
E-commerce
Pharmaceuticals
Healthcare
Auto component
Manufacturing
Bio Tech Company

We Facilitate the Following Funding Instruments

Unsecured Funding
Secured Funding
Machine Funding
Professionals Funding
Structured Debt Funding
Vendor Financing
Infrastructure Funding
Loan Against Securities

Client Feedback

What our clients think about us?

N Nihalani
N Nihalani
☆ ☆ ☆ ☆ ☆

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile
24th Mile
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi
M Dwivedi
☆ ☆ ☆ ☆ ☆

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Client Testimonial

Excellent service with minimal documentation… Best place for working capital business..so the staff is very polite and helpful. Awesome experience of Terkar Capital! Recommended
ajay hingmire Profile Picture
ajay hingmire
A big thank you to the entire Terkar Capital team for the tremendous job in providing us an unsecured loan for our firm. Extremely happy with the ownership, level of commitment, and excellence of delivery by the entire Terkar Capital team. We are grateful for it. Congratulations and thanks again to all of you for a job done well. We look forward to further strengthening our relationship with Terkar Capital.
Sudin Kashid
Good experience! Sincerely thanks to Terkar Capital for understanding my case deeply & executed smoothly. Thanks for making available funds in the time of need. Your expertise, politeness, and Professionalism in the business definitely counted. I highly recommend all, reviewing this comment, to choose Terkar Capital for capital funding.
Jayprakash Somani

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

Machine Funding

Loan Against Securities

Lease Rental Discounting

Structured Finance

All Funding Instruments

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Castle Eleganza, 101,102,103, Terkar Capital, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

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