Corporate Finance

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Corporate finance deals with the capital creation and development of a corporation, including funding and the steps that the management takes to increase the value of the company. Corporate finance is considered as a liaison between the capital market and the organisation. It includes company decisions which have financial impacts, tools and analysis utilized to prioritize and distribute financial resources. Corporate loan ultimately intends to maximize the value of a business by planning and implementation of resources while also balancing risk and profitability.

5 Steps for Corporate Finance

  • Client Interaction

 As soon as we get an inquiry from a client, we first set up a meeting with them. In the meeting    we will focus on understanding the requirements of the client and his expectationsIn the client meeting we understand what the exact financial and debt condition of the client is, and what the client is expecting. This helps to achieve the bottom line. We arrange everything in sync with the client’s expectations. We provide corporate finance consulting and corporate financial services.

  • SWOT Analysis of the proposal & Capitalizing the strengths

Every industry has some strengths and weaknesses. And similarly every business gains some strengths and faces some challenges. The strengths may be of good labour supply, cheap electricity availability, good connectivity and challenges may be of unstructured debt, high variable cost of the raw material and may such. We at Terkar Capital, understand all industries and we put the efforts to understand the company from a financial perspective. Once we analyse the company, we prepare the swot. And with the help of strengths and weaknesses we start working on exploring the possible debt options with respect to client expectations at the center. We will help the client with corporate lenders and strategic corporate finance and so on.

  • Exploring the debt market options and Choosing the best 

At this stage we are very clear what is clients expectations, what is the exact financial situation of the company and now we connect the dots with the Indian debt market. We check what can be the conventional and non conventional debt products we can explore for the client. And We share those options with clients. We discuss the corporate finance institution, interest rates and so on with the client. And again keep the client interest in the center and in discussion with them, we fix the one or combination of the debt products.

  • Soft Approval

There are many instances where files abruptly log in many places and don’t know whether that gets approved or not. We are strictly against this process. Every time we decide the product, we take the soft approval from the respective financial institutions. This helps everyone to understand the proposal and to have the clear stand on the proposal. Once we get the soft approval then only we log in the file and execute the whole process of debt fund raising smoothly.

  • Starting the success journey

Once we disburse the funds to the client our assignment doesn’t end here. Rather our relationship with the client starts. We being one of the leading corporate financial management companies, we make sure the given debt products work in the best interest of the client and client should be in a good position to return the debt funds to the lender. This will create the win-win condition to all the stakeholders of the debt fund raising process.

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Services Provided by Terkar Capital

We provide various many debt finance solutions to the corporate. Few of them are listed below:

  • Unsecured Business Loans 

Unsecured Business Loan is a type of loan that is provided to business owners without the availability of collateral. One of the most convenient types of loans available, it can be acquired by businesses looking forward to expansions, reconstruction, launching a new business venture and so on.

  • CGTMSE Loans

CGTMSE is an initiative of the Government of India. CGTMSE means Credit Guarantee Fund Trust for Micro and Small Enterprises. Launched in 2000, it is a trust that provides financial institutions with credit guarantee to provide loans to SMEs and MSMEs.

  • Trade Finance 

Trade finance includes the financing of international trade. It exists to mitigate, or reduce, the risks involved in an international trade transaction. It is the financial instrument that helps you to bridge the gap between you and your export business working capital.

  • Loan Against Property 

Loan Against Property is a type of loan where businesses or corporations keep a property as a mortgage with the financial institution as collateral and get a loan against it. Corporate funding can be raised by Loan Against Property.

  • Bill Discounting 

Bill discounting or invoice discounting is a trade when a seller gets his payment once he raises the invoice to his customer and if he/she fits certain criteria. You can get your payment once you submit the invoice to the respective financial institutions after the submission of minimal documentation.

  • Working Capital Finance 

A Working capital loan is funding generally used to boost the working capital availability to a business. It’s a loan that is taken to finance a company’s everyday operations and activities.

  • Project Funding

A project loan is provided for new business setups, reconstruction, or expansion of an existing business enterprise. These are the finances that are generated to pay for the initial labour, capital, and other requirements.

  • Foreign Currency Funding 

Foreign currency funding is when you borrow the amount you need in a foreign currency and repay the loan in that foreign currency too. There are many businesses in India today which have exposure to foreign currency. Such businesses need foreign currency funding.

  • Debt Syndication

When a business requires an amount that is too large to be given by a single lender, or outside the scope of the lender’s risk-exposure level, funds are taken from several lenders. This process is called debt syndication. Terkar Capital provides one of the best debt syndication services in Pune and beyond.

  • Sugar Pledge Loans

The turnaround time for sugarcane to cash is very high. Therefore, financing sugar mills can be a problem. This is one of the main reasons why sugar industries face crunches on working capital. This working capital issue of the sugar industry can be resolved with the sugar pledge loans.

Why Terkar Capital?

  • In-Depth Knowledge

We understand the business. We understand the dedication promoters of the company have given to build the business empire and we value that. Finance is a very important part of every business. We make sure all our actions are taken for debt fundraising in such a way that it should help the business to be perpetual.

  • Timely Delivery

There is always a cost to the time and who can understand this better than the business people. We make sure, whenever we take the assignment, it should be delivered timely. This is because delay in the delivery of the funds, will hamper the promoters planning and even will add the cost to the execution.

  • Conventional and Unconventional Debt Products

We always keep ourselves updated with the current national and international financial market trend. We always make sure that our client must get the best products available in the debt market, which can justify their financial need.

  • Perfect Combination of Compliances and Finance

When a company grows with the turnover and experience it also grows with the complexity. While raising the finance there are many areas we have to touch, including compliance. We make sure the fundraising process should be so smooth that it can justify all the areas associated with it.

For More Details Please contact our Experts

If you have any questions, please do not hesitate to ask us. Please also call us or email us before visiting to make sure that you will be served with our best services.

  8308629820 / 8262831330
  yes@terkarcapital.com