Stay updated with the latest news and developments from Terkar Capital and the financial industry. This section covers important announcements, market updates, funding trends, and key insights to help businesses stay informed and make timely financial decisions.
The repo rate transmission completion softened the loan yields on both Fresh and Outstanding Loans. as compared to the PSBs and as far as MCLR reductions are concerned Privat bans are on the top in the rate cuts.This results in private banks with a pressure on their NIMS , i.e.
India’s MSME lending landscape is rapidly evolving, driven by digital acceleration, co-lending models, and competitive interest rates. Growing demand for equipment finance supported by government initiatives and attractive funding options, is enabling businesses to scale efficiently. Meanwhile, emerging opportunities in commercial real estate and new asset classes are reshaping investment
The Maharashtra Budget 2026–27 is expected to strengthen the financial ecosystem by reducing banking stress and boosting infrastructure and MSME financing. Major investments in infrastructure, industrial parks, and green initiatives will increase demand for corporate, project, and EV financing. Read the case study to explore how the finance sector can
India’s banking system credit-deposit (CD) ratio has reached 82.5%, indicating that banks are lending a larger share of their deposits. Credit growth is rising faster than deposit growth, leading banks to depend more on short-term borrowings like certificates of deposit (CDs) to support loan demand. Although deposits recently declined by
Recognising that upfront investments is one of the biggest barriers, the government encourages NBFCs and banking institutions to create well-structured, affordable funding solutions tailored for renewable energy projects. Key Highlights Higher PSL Lending Limits: Banks can now lend up to ₹35 crore to renewable power generators and ₹10 lakh to
The government has proposed increasing the collateral-free MSME loan limit to ₹20 lakh. The move is aimed at expanding credit access and strengthening liquidity support for small businesses. This step could significantly boost grassroots entrepreneurship and economic activity.
Following the 125-basis-point RBI rate cut, India’s outstanding commercial loan stock reached Rs 300 lakh crore as of January 2026, an average annual growth of 14.7%. The incremental loan growth in the first ten months of the fiscal year was nearly 35%, with banks increasing their loan share from non-banking
The RBI has proposed draft rules allowing banks to lend to REITs, setting a cap at 10% of their capital base. Essentially, this move aims to boost transparency and structure in real estate lending, consequently improving capital flow into India’s property investment market.
ANIM has objected to the RBI’s new lending norms for brokerage firms, which mandate 100% collateral and restrict lending for proprietary trading. It has asked SEBI for a six-month extension before the norms take effect on April 1, 2026, warning that the stricter framework could reduce market liquidity and increase
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
