Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.

Explore Terkar Capital’s blog for expert insights on business funding, financial strategies, lending trends, and market updates. Our blog helps MSMEs and corporates understand financing options, improve eligibility, and make informed growth decisions.

Factoring Funding: Fast & Flexible Working Capital Solutions

We know cash flow delays can slow down even strong businesses. This guide explains how Factoring Funding helps convert unpaid invoices into immediate working capital. We break down how it works, its benefits, limitations, and when it makes strategic sense. If managing liquidity without adding debt matters to your business,

The Role of Corporate Finance Companies: Key Concepts and Process

We help businesses understand how corporate finance works and how the right funding structure can accelerate growth. We analyze secured and unsecured funding options so that decision-makers can choose the option that is right for their balance sheet and cash flow. We also explain the role of corporate finance in

All you need to know about CGTMSE Loan Scheme for MSMEs

We have put together this guide to help MSME owners and financial decision-makers clearly understand how the CGTMSE scheme can access collateral-free funding. It explains who is eligible, how the scheme works, and what lenders look for while approving loans. With government-backed guarantees in place, CGTMSE reduces lender risk and

Mastering Cash Flow Management with Bill Discounting: Optimize Working Capital

Bill discounting allows businesses to obtain immediate cash by converting unpaid invoices into working capital. Instead of waiting 30-120 days for customer payments, companies can maintain liquidity and keep operations running smoothly. In this guide, we explain the process, types, features, and why it is a smart cash flow strategy.

FAQs on Unsecured Business Loans

These frequently asked questions (FAQs) are designed for CFOs, promoters, and decision makers managing multi-crore operations in India’s industrial hubs. They cut through the jargon and bring practical clarity to unsecured business funding, what’s real, what’s negotiable, and what’s completely dependent on the strength of your balance sheet.

Secured Funding: Overview, Features, Eligibility

Secured funding enables businesses to raise capital by pledging assets as collateral, offering lower interest rates and longer repayment tenures. It is a practical financing solution for expansion, restructuring, or meeting urgent financial obligations. Here, we explain features, eligibility, risks, and strategic considerations before opting for secured finance.

‌Everything you need to know about CIBIL score

We explain the true meaning of a CIBIL score and why it plays a crucial role in loan approval. We clarify how this single number reflects your credit discipline, repayment behavior, and overall financial trustworthiness. We also demonstrate how lenders interpret your score when determining interest rates, limits, and the

FAQs on Project Financing in India

Project finance is a powerful funding structure used for large infrastructure and industrial projects, where repayment depends primarily on the project’s future cash flows rather than the sponsor’s balance sheet. From non-recourse financing and SPV structures to risk assessment and syndication, it involves a carefully designed financial framework.

A Comprehensive Guide to Business Loans: FAQs, Benefits, and Process Simplified

How unsecured business loans work and when they prove beneficial. This analysis covers eligibility criteria, advantages, and the practical realities faced by MSMEs when raising funds without collateral. This guide is designed to help you make informed financial decisions, especially during periods of growth or cash-flow pressure. If speed, flexibility,

A Guide to Loans Against Property in India: Benefits, Eligibility, Required Documents, and the complete process.

We published this guide to help business owners and promoters understand how a Loan Against Property can enable long-term, cost-effective funding. It explains why LAP is often preferred over unsecured loans, especially when larger amounts and lower interest rates matter. By leveraging an existing asset, businesses can improve lender confidence
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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

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