Loan Against Property (LAP) is often misunderstood due to outdated misconceptions, which deter borrowers from considering this effective financing option. In reality, when structured correctly, LAP allows for securing substantial funds at competitive rates. This guide addresses common misconceptions about eligibility, interest rates, usage, and the approval process. Separating facts
We have created this guide to help business leaders understand how trade finance works, why it is important for domestic and international transactions, and how the right financial instruments can provide working capital, mitigate risks, and support scalable growth.
Here we outline how startup loans actually work in India, from term loan structures and eligibility to secured and unsecured options. It is so that founders and decision-makers can choose funding that aligns with their business stage and cash flow. This guide helps you clear the confusion, understand lenders’ expectations,
CIBIL score is a decisive factor in business funding approvals and how lenders interpret it before saying yes or no. Here, we break down what impacts your score, why a 700+ rating matters, and how it influences interest rates, loan limits, and approval speed. We also outline practical steps to
We know cash flow delays can slow down even strong businesses. This guide explains how Factoring Funding helps convert unpaid invoices into immediate working capital. We break down how it works, its benefits, limitations, and when it makes strategic sense. If managing liquidity without adding debt matters to your business,
We help businesses understand how corporate finance works and how the right funding structure can accelerate growth. We analyze secured and unsecured funding options so that decision-makers can choose the option that is right for their balance sheet and cash flow. We also explain the role of corporate finance in
We have put together this guide to help MSME owners and financial decision-makers clearly understand how the CGTMSE scheme can access collateral-free funding. It explains who is eligible, how the scheme works, and what lenders look for while approving loans. With government-backed guarantees in place, CGTMSE reduces lender risk and
Bill discounting allows businesses to obtain immediate cash by converting unpaid invoices into working capital. Instead of waiting 30-120 days for customer payments, companies can maintain liquidity and keep operations running smoothly. In this guide, we explain the process, types, features, and why it is a smart cash flow strategy.
These frequently asked questions (FAQs) are designed for CFOs, promoters, and decision makers managing multi-crore operations in India’s industrial hubs. They cut through the jargon and bring practical clarity to unsecured business funding, what’s real, what’s negotiable, and what’s completely dependent on the strength of your balance sheet.
Secured funding enables businesses to raise capital by pledging assets as collateral, offering lower interest rates and longer repayment tenures. It is a practical financing solution for expansion, restructuring, or meeting urgent financial obligations. Here, we explain features, eligibility, risks, and strategic considerations before opting for secured finance.
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
