John, an automobile parts manufacturer with a turnover of ₹7.5 Crores, needed ₹1.3 Crores as working capital. His payments were delayed by 30–90 days, which disrupted cash flow, and he had no property to secure the mortgage. For his scenario, we facilitate bill discounting, enabling John to receive funds against

Many businesses think of funding as a one-time choice either a loan or a limit.In reality, business needs change over time. And the most effective funding structures often combine more than one facility.One such approach is a hybrid structure, where a term loan is followed by an overdraft (OD). 1.

Manufacturing businesses often invest heavily in machinery to build capacity, improve efficiency, and meet growing demand.Over time, these machines become valuable assets, yet many businesses do not realise that existing machinery itself can be used to raise funds.This is where Machine Refinance is emerging as a strong collateral-backed funding option

Unsecured working capital is often the first option businesses consider when day-to-day cash flow starts feeling tight. It’s quick, flexible, and doesn’t require collateral, but approvals aren’t automaticLenders look closely at fundamentals. Before applying, here are 10 practical points every business should keep in mind. 1. Profit Matters More Than