Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.

Banking News: CD Ratio at 82.5%, Banks Increase Short-Term Borrowings

India’s banking system credit-deposit (CD) ratio has reached 82.5%, indicating that banks are lending a larger share of their deposits. Credit growth is rising faster than deposit growth, leading banks to depend more on short-term borrowings like certificates of deposit (CDs) to support loan demand. Although deposits recently declined by

March 2026 Finance Update: RBI Boosts Solar & MSME Lending

Recognising that upfront investments is one of the biggest barriers, the government encourages NBFCs and banking institutions to create well-structured, affordable funding solutions tailored for renewable energy projects. Key Highlights Higher PSL Lending Limits: Banks can now lend up to ₹35 crore to renewable power generators and ₹10 lakh to

Beyond the Application: The Anatomy of Successful Proposal Execution at Terkar Capital

Many businesses assume that securing finance is simply about filling out forms and knocking on bank doors. At Terkar Capital, we know it’s much more nuanced. Lenders and investors are inundated with proposals. To stand out, a proposal needs more than good numbers; it needs a compelling narrative, robust structuring,

A Proud Moment for Terkar Capital: Leadership Spotlight on 3S Talk

Terkar Capital marks a proud and significant milestone as its leadership continues to gain recognition across influential platforms. In a recent development, Mr. Vishal (Sir), a key driving force behind Terkar Capital’s growth, was featured in a special episode of “3S Talk.” The interview highlights his forward-looking vision, deep industry

Foreign currency term loan process – Case Study

A growing food import-export company needed ₹11 crore to fulfill a large international order. Through the foreign currency term loan process, we helped the business access low-cost funding with competitive interest rates and fast execution Foreign Currency Term Loan Process An IT company wanted funds to expand globally while reducing

Factoring Case Study – How Factoring Funding Works?

An IT company in Pune used factoring to raise to 85% of the invoice value within a few days to fulfill new orders despite a working capital gap. Discover how this funding solution enabled smooth operations and rapid growth. And how we make factoring work easier in real business situations.

Terkar Capital Recognized as a Thought Leader in Global Market Research Report

Terkar Capital has been recognized as a thought leader in the Medical Equipment Financing space, as featured in a leading global market research report titled:“Medical Equipment Financing Market Outlook 2026–2034 | Growth, Trends & Key Insights.” Click Here to View full Report This recognition highlights Terkar Capital’s growing presence and

Debt Syndication Process – Case Study

John, a manufacturing entrepreneur with a turnover of ₹550 crore, needed ₹100 crore to set up a new plant in Pune. Let us delve deeper into how we helped John meet his funding requirements through a structured debt syndication instrument. Debt Syndication Process Growing businesses often need large funds, but

Machinery Loan Explained: How Standard and Non-Standard Machines Impact Funding

For manufacturing businesses, machinery forms the core of daily operations. Whenever expansion, modernization, or capacity enhancement is planned, machinery loans are often the preferred funding option.That said, lenders do not evaluate every machinery purchase the same way. Whether a machine is classified as standard or non-standard significantly affects loan eligibility,

Case Study – CGTMSE Loan Process

RDJ Engineering Services Private Limited required ₹75 lakh for machinery and working capital, but they did not have any collateral. To meet their requirement, we secured funds under the CGTMSE loan facility. The entire process was completed in 6 working days. Let’s see how. CGTMSE Loan Process The CGTMSE scheme
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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

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