Corporate Finance Companies in India
Every business needs funding to grow. A corporate finance company helps businesses get these funds in two main ways: selling the ownership of the company (called equity) or borrowing money (called debt). When borrowing, there are two simple types: borrowing without putting anything down (unsecured) or borrowing by promising something you own (secured). Understanding these options is key for any business.
Importance of Corporate Finance in Business Growth
Any company or business needs to manage its finances well, and corporate finance helps with this. It’s about how companies get the funding they need. Furthermore, it helps them create more capital and grow their business. Corporate finance also looks after important financial choices, such as deciding on big purchases and how to invest. So, understanding the fundamentals of corporate finance is important for Indian companies to make smart financial decisions and reach their aims. Sources and related content
A. Secured Funding
Secured funding involves borrowing finance by promising an asset as security. Consequently, the business isn’t personally liable. This often means longer terms and lower interest. Nevertheless, if repayment fails, the lender can sell the asset to recover their finance. Sources and related content
- Loan Against Property
- Working Capital Finance
- Machinery Loan
- Builder Finance
- Lease Rental Discounting (LRD) Loan
- Debt Syndication
- Foreign Currency Funding
- School Project Funding
- Sugar Pledge Loan
- Project Finance
#2 Unsecured Funding
Unsecured debt products are funding options that don’t need collateral. Therefore, the loan amount depends on the CIBIL score. Business owners often use this finance to manage short-term cash flow issues like supplier payments or working capital gaps. However, the interest rates are typically higher due to the lack of security. Sources and related content
- Unsecured Business Loans
- CGTMSE Loan (GOI backed)
- Unsecured Working Capital
- Bill Discounting
- LC Discounting
- Trade Finance
- Bank Guarantee
Key Roles of Corporate Finance in Business Growth
1. Raising Capital:
Corporate finance means raising the finances of the existing company by debt or equity. It is required for running the business efficiently. The need for funds can be for making expansions and diversification in business, payment dues, etc.
2. Research and Development:
Finance is a crucial aspect of the business. It is also required for undertaking research and development. Thus, enhancing the functioning of a business organization.
3. Smooth Running of Business:
For a business to run effectively, there should be proper, legal, and other compliance. Like paying dues and taxes on time. So, it is again developed by corporate finance.
Corporate Finance Process
we understand client needs and their company's financial situation, including funding requirements. Starting with a discussion of expectations, the process ends with finance disbursal. We offer the best financial products and a simple process, with expert guidance at each step.
It is important to know the strengths and weaknesses of the company. It will help us to draw the analysis of raising finances. Not only strengths and weaknesses but overall analysis of the company is essential to exactly understand which funding to go for.
After understanding the company, we check all factors and suggest the best funding option. We fully explain the process, check eligibility, and handle documentation. Sources and related content
We arrange lender meetings and approvals to start the funding process. Our team handles this for easy finance disbursement. We also ensure the funding product suits the client's repayment ability.
Terkar Capital: The corporate finance company
Corporate finance companies play a vital role in offering valuable financial guidance and securing funds in India. Also, they effectively handle financial choices that significantly influence business operations. Corporate funds can be raised through debt financing or equity financing. However, when it comes to Terkar Capital, we raise funds more through debt financing.
We are a financial firm that provides both secured and unsecured business loans. Our timely execution and professional services make us stand apart. We understand borrowers’ needs, strengths, and weaknesses. So, If you are looking for a corporate finance company, here we are!!
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“Your corporate finance blog is a breath of fresh air in the finance industry! The insightful articles and thought-provoking analysis provide a deeper understanding of the intricacies of corporate finance. I appreciate how you tackle complex concepts with clarity and present practical applications that resonate with both finance professionals and enthusiasts.
Thank you so much Mr. Mankirat, for your kind words!!
We are delighted to hear that our corporate finance blog has made a positive impact.
It’s our goal to bring a refreshing perspective to the finance industry, offering insightful articles and thought-provoking analysis that deepen the understanding of finance intricacies.
Best Regards,
Team Terkar Capital.