Machinery Loans Without Security Achieving business growth is a common aspiration, but purchasing the necessary machinery to support that growth can be financially challenging. Conventional loans often demand collateral, which puts your business assets at risk. However, an innovative solution exists which is machinery loans without security. This financing option caters to businesses like yours, providingRead More
Working Capital for Business Growth In simple terms, working capital for sustainable growth refers to a company’s liquidity or ability to meet its day-to-day and short-term expenses. Working capital for a company has various benefits, from paying employees and vendors to planning for future needs. It is essential for the lifeblood and expansion of aRead More
Overview Having a hard time managing your finances? Rapidly accumulating debt used to be a cause for concern. But times have evolved, and borrowing money and making regular payments has become a common practice in a society driven by consumerism, which forms the basis of economic advancement. A business doesn’t solely rely on debt toRead More
Overview The unsecured debt products enable the borrowers to raise funds without pledging any asset as collateral. Lenders impose the qualifying requirements of these instruments for funding the borrowers. The interest rate for these loans fluctuates according to various criteria. However, It includes the applicant’s credit history and monthly income. Unsecured debt interest rates depend onRead More
Dropline Overdraft (DLOD) meaning Dropline Overdraft (DLOD) is a facility granted to the customer by the financial institution where businesses can overdraw from their current account up to a limit that is agreed upon by the banker. An Overdraft Facility is one of the most efficient forms of borrowing as one needs to pay interestRead More
Cash Credit and Overdraft Difference When it comes to running a business, working capital is crucial to keep things going. That’s where finance comes in handy. The Cash Credit and Overdraft are two types of short-term loan facilities. It can give you a quick boost, while long-term options like LC, BG, factoring, and business loansRead More
Difference between Bank Guarantee and Letter of Credit A bank guarantee and a letter of credit are assurances provided by financial institutions. They serve as a means for a borrower to fulfil their obligation to another party, regardless of the borrower’s current financial situation.Although they have differences, both bank guarantees and letters of credit assureRead More
Bill Discounting Bill Discounting is a method of trading. The seller gets the amount in advance before the maturity of the bill at a smaller amount than its actual. That is at a discounted rate. The process can be executed with banks or even with Financial Institutions and NBFCs. The reason for discounting is mostlyRead More
Dive into the world of Financial instruments with Terkar Capital’s insightful blog. This comprehensive guide explores critical aspects of debt instruments, empowering businesses to leverage them for growth. Explore more!!
Working Capital Cycle (WCC) in Manufacturing Businesses Manufacturing businesses have unique working capital cycles (WCCs). It significantly affects their operational success and financial well-being. Unlike WCC in service industries, manufacturing involves the management of tangible goods, which adds a complex layer to the WCC process. Understanding and effectively navigating these cycles is critical to ensuring
Working Capital Cycle (WCC) in Service Business In service business, the working capital cycle (WCC) differs from manufacturing-based businesses, mainly due to the absence of tangible goods. This unique feature requires a fine-grained understanding and optimization of WCC to maintain functionality. Optimizing the working capital cycle is critical for service businesses to ensure liquidity, sustain
Introduction to Working Capital Cycle Management You being the business owner. your power of execution can be seen in how many working capital cycles you can make it happen. The higher the number of working capital cycles, the higher the churning, the lower the indirect cost (fixed cost may remain proportionate) and the lower the
Machinery Loans Without Security Achieving business growth is a common aspiration, but purchasing the necessary machinery to support that growth can be financially challenging. Conventional loans often demand collateral, which puts your business assets at risk. However, an innovative solution exists which is machinery loans without security. This financing option caters to businesses like yours,
Refinancing Machines In today’s competitive landscape, staying ahead requires constant innovation and efficiency. For many businesses, particularly those reliant on machinery, this often translates to acquiring the latest equipment. Machinery loans offer a powerful tool to achieve this. However, a potentially overlooked opportunity exists which is Refinancing Machines. Leverage Your Existing Machines Refinancing machinery is
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
