Fuel Your Business Growth: Expert Financial Advice on Unsecured Funding Options

The Ultimate Guide to Obtaining an Unsecured Business Loan
Guide to Unsecured Business Loans Unsecured business loans are financial products designed to provide businesses with capital without the need for collateral. Unlike secured loans, which require borrowers to pledge assets as security, unsecured loans rely on the creditworthiness of the borrower. This means that the lender assesses the risk based on various factors, including
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Working Capital for Business Growth In simple terms, working capital for sustainable growth refers to a company’s liquidity or ability to meet its day-to-day and short-term expenses. Working capital for a company has various benefits, from paying employees and vendors to planning for future needs. It is essential for the lifeblood and expansion of a
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debt fundraising
Overview Having a hard time managing your finances? Rapidly accumulating debt used to be a cause for concern. But times have evolved, and borrowing money and making regular payments has become a common practice in a society driven by consumerism, which forms the basis of economic advancement. A business doesn’t solely rely on debt to
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Overview The unsecured debt products enable the borrowers to raise funds without pledging any asset as collateral. Lenders impose the qualifying requirements of these instruments for funding the borrowers. The interest rate for these loans fluctuates according to various criteria. However, It includes the applicant’s credit history and monthly income. Unsecured debt interest rates depend on
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Dropline Overdraft (DLOD) meaning Dropline Overdraft (DLOD) is a facility granted to the customer by the financial institution where businesses can overdraw from their current account up to a limit that is agreed upon by the banker. An Overdraft Facility is one of the most efficient forms of borrowing as one needs to pay interest
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Cash Credit and Overdraft Difference When it comes to running a business, working capital is crucial to keep things going. That’s where finance comes in handy. The Cash Credit and Overdraft are two types of short-term loan facilities. It can give you a quick boost, while long-term options like LC, BG, factoring, and business loans
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Difference between Bank Guarantee and Letter of Credit A bank guarantee and a letter of credit are assurances provided by financial institutions. They serve as a means for a borrower to fulfil their obligation to another party, regardless of the borrower’s current financial situation.Although they have differences, both bank guarantees and letters of credit assure
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FAQs on Bill Discounting
Bill Discounting Bill Discounting is a method of trading. The seller gets the amount in advance before the maturity of the bill at a smaller amount than its actual. That is at a discounted rate. The process can be executed with banks or even with Financial Institutions and NBFCs. The reason for discounting is mostly
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Terkar Capital – Blog

Dive into the world of Financial instruments with Terkar Capital’s insightful blog. This comprehensive guide explores critical aspects of debt instruments, empowering businesses to leverage them for growth. Explore more!!

Latest Topics:

  • Empowering Business Growth with Precision Machine Loans
    Introduction to Precision Machine Loans Precision machine loans are specialized financial solutions designed to support businesses in acquiring advanced machinery and equipment. These loans are tailored for industries like manufacturing, pharmaceuticals, aerospace, defence and engineering that require the latest machines to enhance productivity, accuracy, and operational efficiency. However, acquiring precision machines often requires significant financial
  • The Ultimate Guide to Obtaining an Unsecured Business Loan
    Guide to Unsecured Business Loans Unsecured business loans are financial products designed to provide businesses with capital without the need for collateral. Unlike secured loans, which require borrowers to pledge assets as security, unsecured loans rely on the creditworthiness of the borrower. This means that the lender assesses the risk based on various factors, including
  • The Ins and Outs of Obtaining a Real Estate Project Loans
    The Ins and Outs of Obtaining a Real Estate Project Loans The real estate and construction industry plays a pivotal role in shaping the economy. Builders are the true visionaries who transform open land into remarkable architectural landmarks, defining the skyline of cities like Pune and Mumbai. Their creativity and expertise bring urban landscapes to
  • Used Machinery Loan and its Role in MSME Businesses
    Used Machinery Loan for MSMEs Initially, used machinery can be the best possible solution compared to new machines. In comparison to new machines, used machines avoid the high capital cost and maintain operational capability. Adopting new technologies and production methods becomes practical for emerging industries without large capital expenditures. However, this is often impossible when
  • How to Get a Machinery Loan for Startup Business: A Step-by-Step Guide
    Machinery Loan for Startup Business Starting any new business is an important decision. The nature of starting a business for trading, service and manufacturing varies with many factors.  Machines are an essential part of the startup ecosystem. In major sectors such as manufacturing, healthcare, and packaging, startups often face a common problem which is a

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