Term Loan


Every business has to make some short-term capital investment and some long-term capital investment. Long-term capital investment requires the huge amount, and it will pay off to the business over the long run and not immediately. Same principal has to keep in mind while raising the capital for the long-term. Term loan suits such requirements. The time horizon for the repayment of the term loan varies from 5 years to 15 years, and this is the time when your invested amount also start giving you the return. So it will be easy for you to repay the financial institute easily.

Why Term Loan From Terkar Capital?

  • Term loan can be raised both in domestic as well as in international currency.
  • Best ROI which spreads to the time of 5 to 15 years so you will get less EMI.
  • Experts guidance to select the right source of the finance.
  • Guiding the proper repayment structure if the loan taken is in foreign currency.
  • Faster turnaround time.
  • Arranging the best borrowers from Indian as well as from International economy.

Documents Required

The requirement of the documents varies from lender to lender and from case to case. However, in all the scenarios there are the standard set of the documents. Those are as follows.

KYC Documents

  • A copy of PAN Card.
  • Proof of Address: (Passport Copy / Aadhaar Card / Electricity Bill / Registered Rent Agreement)
  • Statutory documents: In the case of Proprietary Firm: Shop Act, GST Registration Certificate, Udyog Aadhaar Memorandum, VAT Registration, GST certificate other Registrations Applicable.
  • Statutory documents: In the case of Private / Public Limited Company/One Person Company: MOA & AOA, Certificate of Incorporation, Certificate of commencement of business in case of a public limited company, GST Registration Certificate, Shop Act, Udyog Aadhaar Memorandum, VAT Registration and other Registrations Applicable.
  • Statutory documents: In the case of Partnership Firm: Registered Partnership Deed, In Case of LLP: LLP Agreement, Shop Act, Udyog Aadhaar Memorandum, GST Registration Certificate, VAT Registration and other Registrations Applicable.

Income Documents:

  • Last 3 years Financials (IT Returns, Computation Sheet & Balance-sheet) and Proof of turnover vide latest sales/service tax returns and Invoice / Purchase Order Copy (for the loan against receivables)
  • Last 1-year bank statement of all operative bank account.
  • Details of all existing loans: Sanction Letter and Loan Account Statement for last 1 year.

Property documents

  • Previous & current sales deed
  • Plant & machinery list
  • Plant & machinery current valuation report
  • Margin money
  • Property photographs
  • Previous property search & valuation report

For More Details Please contact our Experts

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