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Unsecured Working Capital for Manufacturing Company

For manufacturers who need immediate liquidity but lack collateral, an unsecured working capital loan is an ideal solution. This financing option provides quick access to funds to cover operational expenses, handle seasonal fluctuations, and fulfil urgent business commitments. With minimal documentation and faster approvals, manufacturers can efficiently manage cash flow challenges without pledging assets, ensuring continuous production and supply chain stability.

Manufacturing company financing

Key Features of Unsecured Working Capital Loan

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

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Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Unsecured Working Capital Advantages for IT Company

Unsecured working capital provides IT companies with flexible financial support to manage operations and scale efficiently without collateral. It ensures uninterrupted growth and seamless cash flow management.

  1. No collateral is required, reducing financial risk
  2. Quick and hassle-free approval process
  3. Maintains liquidity for operational expenses
  4. Supports hiring, software upgrades, and infrastructure
  5. Covers project execution and delayed client payments
  6. Enables seamless scaling and expansion
  7. Competitive interest rates with flexible repayment options

Let’s Schedule a Call to Arrange Funding for your Manufacturing Company!

Unsecured Working Capital Eligibility Criteria

IT companies can qualify for unsecured working capital based on business stability, financial health, and repayment capacity. Here’s what’s required:

  1. Business should be operational for at least 2-3 years
  2. Minimum annual turnover as per financial institution’s requirements
  3. Good credit score and repayment history
  4. Registered entity (Private Limited, LLP, Proprietorship, etc.)
  5. Consistent revenue flow and client contracts
  6. Proper financial documentation (bank statements, ITR, etc.)
  7. Strong business model with growth potential
  8. Compliance with lender’s financial and legal norms

UWC Documents for Manufacturing Company

To secure an Unsecured Business Loan for pharmaceutical companies, applicants typically need to provide essential documents to demonstrate their creditworthiness and business stability. These include:

  • KYC documents such as PAN and Aadhaar of the business owner
  • Business registration certificates
  • Financial statements like ITR and audited profit & loss statements for the past 2–3 years.
  • Additionally, bank statements for the last 12 months are required to assess cash flow and financial health.

Financial institutions may also need a few more documents during the loan approval process.

UWC for Manufacturing Company at Terkar Capital

At Terkar Capital, we specialize in structuring unsecured working capital solutions that empower manufacturing companies to grow. We understand that every manufacturing unit operates differently, with unique cash flow cycles and funding requirements. So, Our team ensures that businesses receive the right funding with flexible repayment options.

Whether you’re expanding production, handling seasonal demand fluctuations, or investing in new supplier relationships, our unsecured working capital loans provide the financial agility needed to stay competitive. With quick processing and expert financial guidance, we help manufacturers focus on what truly matters—growth and innovation.

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Unsecured Working Capital FAQs for Manufacturing Company

No, unsecured working capital loans do not require any collateral.

Yes, it can be used for upgrading machinery, investing in technology, or enhancing production capacity without pledging assets.

Yes, startups with a stable revenue stream and strong financial projections can qualify for unsecured working capital loans.

These loans provide businesses with working capital to purchase materials, hire staff, and fulfill large orders.

Serving the Manufacturing Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Industries We Serve:

E Commerce Company

EV Company

Manufacturing Company

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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