Unsecured Working Capital Loans for Healthcare Company

In the healthcare industry, maintaining smooth operations is vital, especially when faced with unpredictable cash flow. An unsecured working capital loan from Terkar Capital provides immediate funds without security, ensuring healthcare companies can manage their short-term operational expenses effectively. Whether covering supplier payments, managing payroll, or addressing other urgent financial needs, this loan offers a flexible and hassle-free solution.

Pharmaceutical industry

Key Features of Unsecured Working Capital Loan

Unsecured Business loans help businesses cover expenses, from short-term needs like working capital to long-term ones like equipment purchases and expansion.

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

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Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Unsecured Working Capital Loans Benefits for Healthcare Company

  • Access funding without pledging assets, preserving valuable resources like pharma equipment, facilities, or patents.
  • Enables funding for high-risk, high-reward ventures like novel drug research or entering new therapeutic markets without risking core assets.
  • It strengthens cash flow management to meet operational expenses, especially during fluctuating revenue cycles.
  • Since no collateral is required, Pharma companies retain full control and ownership of their assets.
  • Loan amounts can be tailored to meet specific needs, from small working capital requirements to larger expansion plans.
  • Timely repayment of unsecured loans can boost the company’s credit score, enhancing future borrowing opportunities.

Let’s Schedule a Call to Arrange Funding for your healthcare Industry!

Unsecured Working Capital Loans Eligibility for Healthcare Company

Unsecured working capital loans provide healthcare businesses with quick access to funds for operational expenses and unexpected financial needs. Here’s the eligibility:

  1. The company should be operational for at least 2-3 years
  2. Stable financial track record
  3. Positive cash flow and a strong financial history
  4. A good business credit score
  5. Legal & Regulatory Compliance
  6. Required document to apply for unsecured working capital

UBL Documents for Healthcare Company

To secure an Unsecured Business Loan for pharmaceutical companies, applicants typically need to provide essential documents to demonstrate their creditworthiness and business stability. These include:

  • KYC documents such as PAN and Aadhaar of the business owner
  • Business registration certificates
  • Financial statements like ITR and audited profit & loss statements for the past 2–3 years.
  • Additionally, bank statements for the last 12 months are required to assess cash flow and financial health.

Financial institutions may also need a few more documents during the loan approval process.

Unsecured Working Capital Loan with Terkar Capital

At Terkar Capital, we understand the unique financial dynamics of the healthcare industry. Managing operational expenses, handling fluctuating cash flows, and funding expansions require a reliable financing partner. With our deep expertise in the sector, we arrange unsecured working capital to ensure your healthcare business grows without collateral.

We provide tailored financial solutions that empower hospitals, clinics, diagnostic centres, pharmacies, and other healthcare providers to maintain smooth operations and seize growth opportunities. From quick approvals to hassle-free disbursements, we ensure your funding needs are met efficiently.

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Healthcare Unsecured Business Loan FAQs

Healthcare businesses often have unpredictable cash flow. This loan ensures financial stability by offering quick liquidity to meet urgent expenses.

The loan amount depends on multiple factors such as the company’s turnover, creditworthiness, and financial history. However, Terkar Capital ensures that businesses receive tailored funding solutions based on their specific requirements.

An unsecured working capital loan is primarily designed for short-term operational needs. However, if you require funding for medical equipment or infrastructure upgrades, We do arrange the same.

Most unsecured loans do not require collateral, but financial institutions may ask for a personal guarantee from business owners or directors to ensure repayment commitment.

Financing the Healthcare Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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