Machine Refinancing for Healthcare Company

Modern healthcare relies heavily on advanced medical machinery, but acquiring and maintaining this equipment can be a significant financial burden. Machine refinancing offers a smart solution for healthcare providers looking to optimize their finances and invest in growth.

Instead of tying up valuable capital in depreciating assets, machine refinancing allows healthcare businesses to leverage their existing, owned medical equipment to secure funding. This means you can use the value of your current equipment, from diagnostic imaging machines to surgical tools as collateral to access the funds you need.

Pharmaceutical industry

Benefits of Healthcare Machine Refinancing

get money icon

Ticket size varies from Rs. 25 lacs to Rs 100 Cr

interest rate

The interest rates starting with 9.5% for INR and SIBOR + 300 bps for USD

smooth processing icon

The turnaround time to raise the fund is as low as 3-4 days.

Simple paperwork

Simple terms and less paperwork

flexible repayment

The repayment tenure varies from 3 to 5 years.

(*T&C Applied)

Benefits of Healthcare Machine Refinancing

  1. Refinancing medical equipment can free up capital for healthcare providers.
  2. Machine refinancing enables healthcare providers to acquire new medical technology without upfront costs.
  3. It provides funds at competitive interest rates, helping healthcare businesses avoid high-cost borrowing and maintain financial stability.
  4. Healthcare facilities can refinance to fund expansion and improve patient care.
  5. Machine refinancing helps healthcare companies maintain liquidity to manage unexpected challenges.
  6. Medical equipment is collateral, so businesses do not need to pledge additional assets, making this a risk-free way to secure funding.

Let’s Schedule a Call to Arrange Funding for your Healthcare Industry!

Machine Refinancing Eligibility for Healthcare Company

Healthcare companies looking to refinance their existing medical equipment must meet certain eligibility requirements. Below are the key criteria:

  1. Hospitals, clinics, diagnostic centres, pathology labs, speciality healthcare providers, and other registered healthcare facilities.
  2. The healthcare company should have been operational for at least 2-3 years with a stable financial track record.
  3. The business must own the usable medical equipment being refinanced, which must have a residual value to support refinancing.
  4. A steady revenue stream and positive cash flow history improve approval chances.
  5. Good repayment history is key for better refinancing terms.
  6. Generally, machines with high resale value and longer life span are preferred.
  7. The company must be legally registered and licensed to operate in the healthcare industry.
  8. A good credit score and finances lead to better loan terms.

Machine Refinancing Documents for Healthcare Company

To secure approval for a Machine refinancing for a Healthcare Company, the following documents are needed:

  • Financial Documents (Last three years complete financials, including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is 
  • Owner KYC
  • Firm KYC 
  • Proposed machinery Quotation
  • Proposed machine cash flow.

Please be advised that the lending institution might request additional documents.

Healthcare Machine Refinancing with Terkar Capital

We offer machine refinancing solutions tailored to the funding needs of healthcare companies. Our refinancing options allow you to unlock the value of your existing medical equipment by leveraging it to access capital, ensuring swift approvals and disbursements with flexible terms. Whether you aim to upgrade diagnostic machines, enhance hospital infrastructure, or optimize medical facilities, our machine refinancing empowers you to sustain operational excellence, scale your healthcare services seamlessly, and maintain financial stability without the burden of additional debt.

Download our Company Profile to Get Brief Insights About Us!

FAQs on Machine Refinancing for Healthcare Companies

Yes, the equipment should be fully owned by your healthcare company.

In that case refinancing can help restructure the debt at better terms.

Terkar Capital provides refinancing for a wide range of medical and diagnostic equipment, including:

  • MRI and CT scan machines
  • X-ray and ultrasound machines
  • Dialysis and ventilator units
  • Laboratory equipment
  • Surgical and robotic-assisted devices
  • Dental chairs and ophthalmology equipment

No, machine refinancing does not interfere with your existing credit lines. Instead, it helps you optimize your financing by freeing up working capital for operational and expansion needs.

Financing the Heathcare Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

Check your CIBIL score for free.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

We Worked With