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Unsecured Working Capital for Ecommerce Company

Running an ecommerce business requires consistent cash flow to manage inventory, marketing, shipping, and daily operations. However, maintaining working capital can be challenging with fluctuating sales cycles and delayed payments from marketplaces. So, this is where unsecured working capital comes in. offering flexible financing without the need for collateral.

At Terkar Capital, we provide tailored unsecured working capital loans designed specifically for e-commerce businesses, helping them scale, sustain operations, and capitalize on growth opportunities.

Key Features of Unsecured Working Capital Loans

(*T&C Applied)

Unsecured Working Capital Advantages for Ecommerce

An unsecured working capital loan ensures that your e-commerce business never runs out of cash when it’s needed the most. Here’s why it’s beneficial:

You will get access to funding without risking your business assets.
Fast processing to meet urgent financial needs.
Customized repayment plans to match your cash flow cycle.
Helps manage daily operations smoothly.
Funding infusion in marketing, inventory, and new product launches.
Affordable rates to ensure financial sustainability.
Timely repayments can strengthen your business’s creditworthiness.

Let’s Schedule a Call to Arrange Funding for your Ecommerce Industry!

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Ecommerce Unsecured Working Capital Eligibility Criteria

To qualify for unsecured working capital, your e-commerce company should meet the following criteria:

A registered e-commerce company in India.
At least 2-3 years of active operations.
A positive cash flow and manageable existing liabilities.
A strong seller rating may be considered if selling through platforms like Amazon, Flipkart, or Shopify.
Healthy bank statements reflecting regular business transactions.

UWC Documents required for Ecommerce Company

To process your application smoothly, we require the following documents:

KYC Documents
Business Documents
Bank Statements (Last 6–12 months)
GST Returns (Last 1 year)
Profit & Loss Statement

The financial institution may ask for additional documents while processing your application

UWC for Ecommerce Company at Terkar Capital

At Terkar Capital, we understand the financial challenges of e-commerce businesses. Our unsecured working capital solutions are designed to provide fast, hassle-free funding without collateral. Whether you need funds to stock up inventory, boost marketing, or manage cash flow gaps, our team ensures a smooth borrowing experience. Hence, With quick processing and expert financial guidance, we help ecommerce focus on what truly matters—growth and innovation.

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Unsecured Working Capital FAQs for Ecommerce Company

Yes, as long as you meet the basic eligibility and financial criteria.

Missing repayments can impact your credit score and incur penalties. We recommend timely payments to maintain financial health.

Startups and new businesses may still qualify if they have strong sales and revenue records.

Yes, prepayment is allowed, and terms vary based on the agreement.

Financing the Ecommerce Companies in

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.