We explain the true meaning of a CIBIL score and why it plays a crucial role in loan approval. We clarify how this single number reflects your credit discipline, repayment behavior, and overall financial trustworthiness. We also demonstrate how lenders interpret your score when determining interest rates, limits, and the
Project finance is a powerful funding structure used for large infrastructure and industrial projects, where repayment depends primarily on the project’s future cash flows rather than the sponsor’s balance sheet. From non-recourse financing and SPV structures to risk assessment and syndication, it involves a carefully designed financial framework.
How unsecured business loans work and when they prove beneficial. This analysis covers eligibility criteria, advantages, and the practical realities faced by MSMEs when raising funds without collateral. This guide is designed to help you make informed financial decisions, especially during periods of growth or cash-flow pressure. If speed, flexibility,
We published this guide to help business owners and promoters understand how a Loan Against Property can enable long-term, cost-effective funding. It explains why LAP is often preferred over unsecured loans, especially when larger amounts and lower interest rates matter. By leveraging an existing asset, businesses can improve lender confidence
The CGTMSE loan scheme provides collateral-free funding to micro and small enterprises through government guarantees. This guide explains the eligibility, fees, interest rates, lock-in period, and the entire application process. If you are planning to grow your business without pledging any assets, this is a must-read.
A machinery loan helps businesses finance the purchase of essential industrial equipment without disrupting working capital. This guide explains eligibility, documentation, tenure, and the step-by-step process to secure funding for machinery in India. It’s designed to help SMEs make informed expansion decisions.
Unsecured business funding allows entrepreneurs to access capital without having to put up collateral or risk personal assets. This guide explains how it works, who it’s for, and why it’s becoming a preferred financing option in India. If you’re looking to expand, manage working capital, or launch a startup, this
Project financing is a structured method of funding new ventures, expansions, or restructurings by evaluating the project’s feasibility and future cash flows. Lenders assess factors such as financial viability, availability of collateral, repayment period, and the experience of the project team. Due to limited sources of funding in India, choosing
Even when collateral is unavailable, we help businesses secure capital for growth. This overview explains how unsecured loan financing works, who it’s suitable for, and what lenders evaluate before approval. It outlines the process, eligibility criteria, and repayment structure in clear business terms. For entrepreneurs focused on speed, flexibility, and
Project funding plays a crucial role in transforming business ideas into scalable enterprises. From expansion plans to new ventures, structured project financing helps entrepreneurs unlock growth without disrupting operational stability. This guide explains the eligibility, proposal strategy, key evaluation factors, and repayment structure.
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
