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MSME Business Loans

The GOI enacted the MSMED Act 2006. As the name states, the definition of MSMEs consists of Micro, small, and medium-scale enterprises. This sector accounts for almost one-third of India’s economy and is significant in driving growth. So, accelerating your MSME business needs simplified processes and easy access to business loans without collateral. That’s why we are here to assist in expediting growth by providing hassle-free access to business loans for MSMEs in India.

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Unsecured Debt Instruments

Unsecured Business Loans
Unsecured Working Capital
CGTMSE Loan
Bill Discounting
Factoring Finance
LC Discounting
Bank Guarantee
Trade Finance

Key Features of MSME Business Loans

get money icon

Funding amounts from Rs 25 Lacs to Rs 15 Cr

interest rate

Competitive Rate of Interest

start business

Potential for Scalability

Simple paperwork

Simple terms and Less Paperwork

flexible repayment

Flexible Loan Repayment (Up to 60 Months)

(*T&C Applied)

Advantages of MSME Business Loan

  1. Business owners can get access to unsecured loans for their MSMEs.
  2. Lower interest rates give MSME loans a competitive edge.
  3. Collateral-free loans are beneficial for MSMEs because they often lack assets to offer as security.
  4. MSMEs use short-term funding to fulfil short-term needs, avoiding long-term commitments.
  5. MSME loans allow business owners to retain control.

Here’s a Guide to MSME Loans for New Business – Advantages, Eligibility and Application Process.

MSME Business Loan Eligibility Criteria

  1. The business should be across the service or manufacturing sector to avail of the Loans for MSMEs in India.
  2. The investments in the service sector should not exceed Rs. 5 crores.
  3. Age above 25 years.
  4. The business should have been in operation for more than six months if the fund is borrowed for business expansion.
  5. The business setup should not be in the blacklist categories.

Let’s schedule a brief call to discuss unsecured business loans for your business!!

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MSME Business Loans Documents

Documentation is very important, as it can be a significant factor in obtaining an MSME business loan. However, the length of the process is determined by the availability of documentation. Here’s the list:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

MSME business loans at Terkar Capital

Terkar Capital offers easy access to MSME business loans in India, supporting this crucial sector that contributes significantly to the country’s economy. We offer MSME loans for new businesses, with a deep understanding of customers’ financial strengths and weaknesses, We provide personalized financial solutions, ensuring a smooth loan process.

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How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

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Client Feedback

What our clients think about us?

N Nihalani
N Nihalani
☆ ☆ ☆ ☆ ☆

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile
24th Mile
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi
M Dwivedi
☆ ☆ ☆ ☆ ☆

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

CGTMSE Loan

Machinery Loan

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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