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Business Loan Without Collateral

Business loan without collateral is a popular choice for businesses in India. These loans address short-term financial requirements, allowing businesses to advance and meet their immediate needs effectively. However, Lack of machinery, worker payments, pending bills, and buying new stock are just some of the short-term hassles that may occur.

So, to address these hassles, Terkar Capital facilitates unsecured funding in the form of collateral-free business loans.

Key Features of Unsecured Debt Products

Funding up to Rs 15 Cr

interest rate

Interest rates start at 14% PA (Subject to Financial Evaluations)

smooth processing icon

Fast Turn Around Time

Execution

Professional Execution

Smooth Documentation

Eligibility to Apply for Business Loan Without Collateral

The eligibility for acquiring a business loan without collateral are generally similar across most financial lending institutions. These requirements are often influenced by lending firms’ practices and industry standards.

  • In most instances, a CIBIL score exceeding 720 is requisite.
  • The applicant’s age requirement varies across financial institutions but is typically between 25 and 55 years old.
  • The minimum turnover must be 40 lac INR or 50 lac INR depending on the lending institution

Documents Required for Business Loan Without Collateral

The chances of loan approval and swift processing are greatly influenced by the availability of the necessary documents. Thus, securing a business loan without collateral requires documents such as:

Id document

Identity Documents

  • Aadhar card
  • PAN card
  • Driving license 
  • Voter ID
  • Passport, etc.
address document

Address Proofs

  • Ration Card
  • Electricity Bill
  • Lease Agreement
  • Trade License
  • Passport
  • Tax Invoices, etc.
financial document

Financial Documents

  •  Bank Statements
  • CIBIL
  • Business Bank statements
  • Asset Counts, etc.

Business Loan Without Collateral at Terkar Capital

We offer a range of tailored debt instruments, including a business loan without collateral. Our services are designed to address urgent funding requirements and support business expansion. Terkar Capital’s experienced executives are adept at accelerating the approval process and guiding clients through the necessary documentation. If you’re seeking funding solutions for your business, look no further than Terkar Capital.

How do we Execute?

Here’s how we execute the assignment.

business loan execution process

Get your Free CIBIL Score & Report instantly.

What sets us apart?

1. Fast Turnaround Time

We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.

2. Confidentiality

We comply with the highest professional confidentiality standards. All client information is discussed in strict confidentiality.

3. Competitive ROI

We find you the right lenders with similar terms and the lowest rate of interest.

4. Hassle-free Processing

We create a stable ownership structure for financiers by establishing a secure transaction process.

5. High Level of Integrity

We are building our reputation through reliability, integrity, and honesty. We connect to our clients on personal grounds that include transparency and liability.

Please fill in the details

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, is an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Terkar Capital

In Association with:

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004 [MH-India]

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 [MH-India]

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar

Operational Presence

Delhi | Bengaluru | Chennai | Hyderabad | Kolkata | Ahmedabad | Surat 

© Terkar Capital 2024

CIN No: U70200PN2023PTC224016

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