Business Loan Without Collateral

Accessing the necessary funding for your business shouldn’t be held back by collateral requirements. At Terkar Capital, we offer a straightforward Business Loan Without Collateral, enabling your company to obtain the finance it needs without pledging assets.

These unsecured loans are specifically designed for short-term financial needs, providing the agility to navigate immediate challenges and foster growth. Whether you’re looking to invest in equipment, manage payroll, cover operational expenses, or increase inventory, our Business Loan Without Collateral offers a flexible solution.

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Key Features of Business Loan Without Collateral

(*T&C Applied)

Eligibility Criteria

Eligibility for a Business Loan Without Collateral typically follows similar requirements across most financial lenders, reflecting standard industry practices.

A CIBIL score of over 720 is required in most cases.
The ages of the applicants must be between 25–55. Again, this does not apply to all financial institutions.
business should be operational for at least 3 Years
The minimum turnover must be 40 lac INR or 50 lac INR depending on the lending institution.

Documents for Business Loan Without Collateral

Documentation can be a significant step in obtaining a UBL facility. However, the length of the process is determined by the availability of documentation. Here’s the list:

Owner KYC Documents

Aadhar Card (complete page)
Pan Card
Latest Electricity Bill
Current Rent Agreement
Passport Size Photo

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Business KYC Documents

GST Certificate
MOA, AOA, Pan Card
Shop Act / Trade License
Certificate of incorporation
Shareholding Pattern
Partnership Deed
Current electricity bill and
Rent Agreement

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Banking Documents

All account Bank statements (For the last 12 months)
All current loan sanction letters

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Financial Documents

Last 2 years' complete Financials
GST Returns (for last 12 months)

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How do we execute the unsecured funding proposal?

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Business Loan Without Collateral at Terkar Capital

We offer a range of tailored debt instruments, including a business loan without collateral. Our services are designed to address urgent funding requirements and support business expansion. Terkar Capital’s experienced executives are adept at accelerating the approval process and guiding clients through the necessary documentation. If you’re seeking funding solutions for your business, look no further than Terkar Capital.

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We Facilitate the Following Funding Instruments

Client Feedback

What our clients think about us?

N Nihalani

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.