Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
India’s path to becoming a global superpower rests upon three pillars: a youthful population, rising per capita income, and significant infrastructure development. The economic principle dictates that infrastructure expansion, encompassing vital elements such as roads, bridges, and utilities, inevitably leads to growth.
This is especially true in Nashik, where infrastructure plays a critical role in enhancing the flow of goods and services, thereby boosting operational efficiency for businesses. Timely delivery of products and services is essential for sustaining enterprise competitiveness, and infrastructure funding in Nashik is pivotal to maintaining the region’s pace of development and ensuring continued economic growth.
Starts from Rs. 100 lacs with no upper limit
Interest Rates Subject to the financial ratio
Smooth Processing
Simple terms and less paperwork
Flexible Loan repayment (up to 60 Months)
Infrastructure encompasses more than just roads and bridges. It encompasses a wide range of areas and industries. Here are some examples:
All the companies that are directly or indirectly associated with these industries become part of the Infrastructure Industry.
Infrastructure in Nashik requires substantial financing due to milestone payments and high project costs. Financing is crucial to meet capital demands and ensure project success.
The government is the biggest customer. It can float the tender directly or through a public entity. If it is government funding, the company may majorly need the working capital in the form of a Bank Guarantee, which forms part of the non-fund-based limit. At the time of taking the order from the government, the company needs to submit the BG and the government will start releasing the payment on a milestone basis.
The working capital cycle changes when the company is working with private companies. Here generally you do not need to submit the bank guarantee. You will need the CC facility or OD Facility to procure the material and pay for your labour. Generally, the payment gets released based on the milestones and is typically paid within 30-90 / 120 days as per the payment terms.
Raising funds for infrastructure companies in Nashik requires careful consideration of several crucial factors. Here are a few key elements to keep in mind:
1. Bank Guarantee
2. Cash Credit
3. Overdraft
4. Vendor Financing
5. Sales Invoice Discounting
6. Working Capital Term Loan
7. Working Capital Demand Loan
8. Dropline Overdraft
There are different debt instruments. Each instrument has its criteria for raising the funds. Here are the important and preferred eligibility criteria:
1. Minimum 3 years of business vintage
2. Good Credit score
3. Your operational location
4. Your last year’s sales and profit
5. Current Year Sales
6. Current work order in hands
7. Existing debt of the company and regular repayments
8. Indian Shareholding.
These are the few most important criteria. And others may vary from company to company.
The length of the infrastructure funding process is determined by the availability of documentation. Here’s the list:
If you use short-term funds for long-term uses and long-term funds for short-term uses, both will harm your working capital. Choosing the right product for the right work order is important.
At Terkar Capital, our client-centric approach ensures that we thoroughly evaluate your financials, including balance sheets, work orders, and specific funding requirements, to identify the optimal debt instrument for your business. We understand that selecting the right financing option is crucial for minimizing capital costs, especially when it comes to infrastructure funding in Nashik. Our expertise in this sector enables us to deliver tailored financial solutions that align with your long-term infrastructure goals.
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Note: All formal communication is solely via designated official emails.
