Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
India’s path to becoming a global superpower rests upon three pillars: a dynamic workforce, rising per capita income, and robust infrastructure development. Sound economic principles highlight that the expansion of critical infrastructure -roads, bridges, utilities, and more, forms the backbone of sustainable growth.
In Nagpur, the development of efficient infrastructure is pivotal in facilitating the smooth movement of goods and services, thereby streamlining business operations. Timely project execution and enhanced logistics are crucial for maintaining competitive advantage, and infrastructure funding in Nagpur is playing an instrumental role in driving the region’s growth and ensuring long-term economic progress.
Starts from Rs. 100 lacs with no upper limit
Interest Rates Subject to the financial ratio
Smooth Processing
Simple terms and less paperwork
Flexible Loan repayment (up to 60 Months)
Infrastructure is not limited to roads and bridges. It includes many other areas and industries. Below are a few of them –
All the companies that are directly or indirectly associated with these industries become part of the Infrastructure Industry.
Nagpur’s infrastructure sector has specific funding needs due to milestone-based payments and large-scale project expenses. Meeting these capital demands requires substantial financing from both public and private sources, making infrastructure funding critical for successful project execution.
The government is the biggest customer. It can float the tender directly or through a public entity. If it is government funding, the company may majorly need the working capital in the form of a Bank Guarantee, which forms part of the non-fund-based limit. At the time of taking the order from the government, the company needs to submit the BG and the government will start releasing the payment on a milestone basis.
The working capital cycle changes when the company is working with private companies. Here generally you do not need to submit the bank guarantee. You will need the CC facility or OD Facility to procure the material and pay for your labour. Generally, the payment gets released based on the milestones and is typically paid within 30-90 / 120 days as per the payment terms.
When raising funds for infrastructure companies in Nagpur, several key factors must be carefully considered to ensure successful outcomes. Here are some essential elements to keep in mind:
1. Bank Guarantee
2. Cash Credit
3. Overdraft
4. Vendor Financing
5. Sales Invoice Discounting
6. Working Capital Term Loan
7. Working Capital Demand Loan
8. Dropline Overdraft
There are different debt instruments. Each instrument has its criteria for raising the funds. Here are the important and preferred eligibility criteria:
1. Minimum 3 years of business vintage
2. Good Credit score
3. Your operational location
4. Your last year’s sales and profit
5. Current Year Sales
6. Current work order in hands
7. Existing debt of the company and regular repayments
8. Indian Shareholding.
These are the few most important criteria. And others may vary from company to company.
The length of the infrastructure funding process is determined by the availability of documentation. Here’s the list:
If you use short-term funds for long-term uses and long-term funds for short-term uses, both will harm your working capital. Choosing the right product for the right work order is important.
At Terkar Capital, we focus on providing customized financial solutions for infrastructure funding in Nagpur. We thoroughly analyze your financial framework, including balance sheets, work orders, and fund allocation strategies. Our goal is to identify the right debt instruments, optimize your capital structure, and secure the most cost-effective funding for your infrastructure projects.
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Note: All formal communication is solely via designated official emails.
