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Collateral free Loans for MSMEs

Indian MSMEs are the backbone of our economy, but access to finance can be a hurdle. Conventional loans frequently demand extensive collateral. But no Worries!! Collateral-free loans offer a powerful fuel injection for your MSMEs, propelling their business towards growth and success. So, seize the opportunity and discover the potential that MSME Loans for New Business offer. Accelerate your business goals, conquer financial hurdles, and set a course for long-term prosperity.

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Unsecured Debt Instruments

Unsecured Business Loans
Unsecured Working Capital
CGTMSE Loan
Bill Discounting
Factoring Finance
LC Discounting
Bank Guarantee
Trade Finance

Key Features of Collateral free Loans for MSMEs

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Loan amount up to
Rs 15 Cr

interest rate

Interest rates start at 14% PA (Subject to Financial Evaluations)

smooth processing icon

Fast Turn Around Time

Execution

Professional Execution

flexible repayment

Flexible Loan repayment (up to 60 Months)

(*T&C Applied)

Collateral Free Loans Advantages for MSMEs

  1. Invest in growth initiatives, new ventures, or upgrade technology
  2. Enhance positive cash flow
  3. Stay ahead of the curve with upgraded technology
  4. Establishing and maintaining credit history
  5. Access funding to turn dreams into reality

Eligibility Criteria

Here are the primary eligibility criteria for collateral-free loans aimed at MSMEs in India.

  1. Your business must be officially registered as an MSME under the MSMED Act.
  2. A minimum of 3 years of operational history
  3. A healthy CIBIL score for both the business and its owners
  4. The loan should be intended for business growth, expansion, working capital, or other approved purposes.

Let’s schedule a brief call to discuss collateral-free loans for your MSMEs!!

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Documents Required

Securing a collateral-free business loans requires documents such as:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

Collateral free Loans for MSMEs at Terkar Capital

Getting a business loan in India without collateral can make a huge difference for MSMEs. So, the MSME loans remove financial obstacles, allowing you to freely pursue your entrepreneurial goals and move towards a better future. Take advantage of this financial opportunity, use it to fuel the growth of your business, and watch your MSME reach new heights!

Terkar Capital is a financial development firm facilitating business loans without collateral for MSMEs in India. We are headquartered in Pune and a corporate office in Mumbai gives us nationwide reach. Our executives are trained to expedite the process and assist with documentation.

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How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

Check your CIBIL score for free.

Client Feedback

What our clients think about us?

N Nihalani
N Nihalani
☆ ☆ ☆ ☆ ☆

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile
24th Mile
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi
M Dwivedi
☆ ☆ ☆ ☆ ☆

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

CGTMSE Loan

Machinery Loan

Financial Instruments

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Industries We Serve:

Pharmaceutical Company

IT Company

E Commerce Company

Electric Vehicle Company

Manufacturing Company

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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