Bank Guarantee Every business needs a backbone of funds. It is for its effective operations and to maintain the competition in the market. Moreover, there are several debt instruments available for funding. While Bank Guarantees are used the most. In this article, we’ll shed light on what is BG (bank guarantee), its key features, itsRead More
What is Overdraft Facility? An OD facility is a financial arrangement between a bank and a customer, that allows the customer to withdraw more money than is currently available in their account. Almost every bank or financial institution in India provides an overdraft facility to its customers. The bank decides the loan amount and interestRead More
Letter of credit discounting To ensure the smooth running of your business operations daily, it is crucial to have sufficient working capital. This means that your company may need to consider obtaining loans, either in the short-term or long-term. In the past, all the loans obtained were secured, but now we have a range ofRead More
Cash Credit Facilities Cash Credit is an instrument of working capital finance. The lender enables customers to use the specified amount. And pay interest only on the used amount. The amount cannot exceed the sanctioned amount. This is known as a “Credit Limit” by the bank. The cash credit facility is generally given for aRead More
Introduction Running an industry leads to a lot of complications. Be that a manufacturing or service industry. If we talk about the Service Industry, it includes providing services to businesses or final consumers. That comprises Information Technology Services, Tourism, Restaurants, Transportation, Health Care, Entertainment, Clothing Brands, etc. So, IT is the most developing sector, constantlyRead More
Trade Finance Company All emerging businesses need a strong financial backbone to run efficiently. However, Many times, due to the lack of working capital, the business operation faces a downfall in its operations. That ultimately affects the whole functioning. While trading or dealing domestically or across borders, there are several necessary factors involved. Right fromRead More
Factoring Funding Can Free Up Working Capital Factoring Funding is the financial instrument or debtor finance. In this, the seller sells its accounts receivable to a third party called ‘factor’ at a discount. There are three parties involved in such a transaction. A seller, A buyer, and A factoring company. In simple words, it isRead More
CGTMSE scheme for MSMEs The Government of India, through the Ministry of MSMEs in collaboration with the SIDBI, jointly established a trust CGTMSE. It was officially launched on 30th August 2000. Its primary objective is to offer credit guarantees to financial institutions that provide loans to MSMEs.Additionally, the CGTMSE scheme for MSMEs also encompasses partialRead More
Dive into the world of Financial instruments with Terkar Capital’s insightful blog. This comprehensive guide explores critical aspects of debt instruments, empowering businesses to leverage them for growth. Explore more!!
Working Capital Cycle (WCC) in Manufacturing Businesses Manufacturing businesses have unique working capital cycles (WCCs). It significantly affects their operational success and financial well-being. Unlike WCC in service industries, manufacturing involves the management of tangible goods, which adds a complex layer to the WCC process. Understanding and effectively navigating these cycles is critical to ensuring
Working Capital Cycle (WCC) in Service Business In service business, the working capital cycle (WCC) differs from manufacturing-based businesses, mainly due to the absence of tangible goods. This unique feature requires a fine-grained understanding and optimization of WCC to maintain functionality. Optimizing the working capital cycle is critical for service businesses to ensure liquidity, sustain
Introduction to Working Capital Cycle Management You being the business owner. your power of execution can be seen in how many working capital cycles you can make it happen. The higher the number of working capital cycles, the higher the churning, the lower the indirect cost (fixed cost may remain proportionate) and the lower the
Machinery Loans Without Security Achieving business growth is a common aspiration, but purchasing the necessary machinery to support that growth can be financially challenging. Conventional loans often demand collateral, which puts your business assets at risk. However, an innovative solution exists which is machinery loans without security. This financing option caters to businesses like yours,
Refinancing Machines In today’s competitive landscape, staying ahead requires constant innovation and efficiency. For many businesses, particularly those reliant on machinery, this often translates to acquiring the latest equipment. Machinery loans offer a powerful tool to achieve this. However, a potentially overlooked opportunity exists which is Refinancing Machines. Leverage Your Existing Machines Refinancing machinery is
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
