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Business Loan Without Collateral in Delhi

Securing a business loan without collateral is a popular choice for many companies in Delhi. These loans cater to the immediate financial needs of businesses, facilitating their growth and operational efficiency. Challenges such as lack of machinery, worker payment, outstanding bills, and the need to purchase new stock are common. 

To alleviate these issues, Terkar Capital provides unsecured funding solutions through collateral-free business loans, helping Delhi businesses thrive without the burden of asset pledging.

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Unsecured Debt Instruments

Unsecured Business Loans
Unsecured Working Capital
CGTMSE Loan
Bill Discounting
Factoring Finance
LC Discounting
Bank Guarantee
Trade Finance

Key Features of Business Loan Without Collateral

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

interest rate

Interest rates start at 14% PA (Subject to Financial Evaluations)

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Smooth Processing

Simple paperwork

Simple terms and less paperwork

flexible repayment

Flexible Loan repayment (up to 60 Months)

Eligibility Criteria

The eligibility requirements for business loans without collateral are generally consistent among lenders, primarily influenced by lending practices and industry-wide standards.

  • In most instances, a CIBIL score exceeding 720 is requisite.
  • Loan age requirements at financial institutions vary, typically between 25 and 55 years old.
  • Minimum turnover would be 40 or 50 lac INR, varies by institution

Let’s schedule a brief call to discuss business loans for your industry!!

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Documents Required

The chances of loan approval and swift processing are greatly influenced by the availability of the necessary documents. Thus, securing a business loan without collateral requires documents such as:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

Business Loan Without Collateral at Terkar Capital, Delhi

At Terkar Capital, we conduct comprehensive financial SWOT analyses to effectively capitalise on your company’s strengths. We specialize in providing debt instruments, including business loans without collateral, tailored to address immediate financial needs and drive business expansion and growth.

Our experienced executives at Terkar Capital excel in simplifying the loan approval process, expertly guiding clients through the necessary documentation to ensure a smooth and efficient experience. For businesses in Delhi seeking reliable funding solutions, Terkar Capital stands as your trusted partner, offering exceptional support and guidance in securing business loans without collateral.

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How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

Check your CIBIL score for free.

Client Feedback

What our clients think about us?

N Nihalani
N Nihalani
☆ ☆ ☆ ☆ ☆

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile
24th Mile
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi
M Dwivedi
☆ ☆ ☆ ☆ ☆

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

CGTMSE Loan

Machinery Loan

Financial Instruments

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Industries We Serve:

Pharmaceutical Company

IT Company

E Commerce Company

Electric Vehicle Company

Manufacturing Company

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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