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Unsecured Business Loan for IT Company

Unsecured business loans provide fast and flexible financial support without requiring collateral, allowing you to secure the capital needed for growth without risking your assets. In the IT industry, different business models and stages may call for other types of funding. We help new startups and established businesses secure significant funding, even without collateral. UBL for IT is subject to various factors but aims to provide the capital needed for business growth.

IT Company Funding

Key Features of Unsecured Business Loan

Unsecured Business loans help businesses cover expenses, from short-term needs like working capital to long-term ones like equipment purchases and expansion.

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

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Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Unsecured Business Loans Advantages for IT Company

  1. No collateral is needed to secure the necessary funding.
  2. UBL typically has simpler documentation and faster TAT, ensuring IT companies can secure funds quickly
  3. Flexibility of usage of the funds for various purposes
  4. Immediate access to funds enables IT companies to maintain consistent cash flow, even when revenue fluctuates.
  5. It also offers manageable repayment plans to IT businesses, designed to align with their business growth.

Let’s Schedule a Call to Arrange Funding for your IT Company!

Unsecured Business Loans Eligibility for IT Company

Eligibility criteria typically include:

  1. No collateral is required, reducing risks for the borrower.
  2. A minimum operational history of 3+ years. Startups may also explore, but terms could differ.
  3. The business should demonstrate the company’s steady financial health and repayment capacity
  4. A good business CIBIL Score
  5. Quick approval and disbursement process.
  6. All necessary documents required to qualify for funding

UBL Documents Required for IT Company

To secure an Unsecured Business Loan for an IT company, applicants typically need to provide essential documents to demonstrate their creditworthiness and business stability. These include:

Owner KYC Documents

  • Adhar Card (complete page)
  • Pan Card
  • Latest Electricity Bill
  • Current Rent Agreement
  • Passport Size Photo
Id document

Business KYC Documents

  • GST Certificate
  • MOA, AOA, Pan Card,
  • Shop Act / Trade License
  • Certificate of incorporation
  • Shareholding Pattern
  • Partnership Deed
  • Current electricity bill and
  • Rent Agreement

(as applicable)

address document

Banking Documents

  • All account Bank statements (For the last 12 months)
  • All current loan sanction letters
financial document

Financial Documents

  • Last 2 years’ complete Financials
  • GST Returns (for last 12 months)

Unsecured Business Loans for IT Company at Terkar Capital

Terkar Capital provides seamless, collateral-free loans tailored to meet the financial needs of IT companies across India. As a trusted partner in unsecured business funding, we equip our experts with the knowledge to simplify the loan process and assist with documentation, ensuring IT businesses are informed about every aspect, including repayment plans. Unsecured funding is initiated only after achieving complete transparency and mutual understanding. With our headquarters in Pune and a corporate office in Mumbai’s BKC, we proudly serve IT businesses nationwide, enabling them to scale and thrive. Let’s Explore!

Check your CIBIL score for free.

Download our Company Profile to Get Brief Insights About Us!

Unsecured Business Loan FAQs for IT Company

You can contact Terkar Capital directly through our website, Call/WA/email us, or by visiting our offices in Pune or Mumbai. Our team will guide you through the entire loan process.

We prioritize businesses with good credit scores. However, loan eligibility is also based on factors like consistent revenue, business potential, and industry trends.

In case of delayed payments, lenders may charge penalties or additional interest. So, we encourage borrowers to communicate any financial difficulties promptly to explore flexible solutions.

No. At Terkar Capital, we maintain complete transparency regarding processing fees. We charge you only on success, with no upfront fees.

Serving the IT Industries in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Industries We Serve:

IT Company

E Commerce Company

EV Company

Manufacturing Company

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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