Get Unsecured Business Loan at Ease!
Elevate your business without financial burdens. Our unsecured loans provide the funds you need.
- No Collateral Required
- Quick Approval
- Flexible Terms
Up to 15 Cr
From 14 Pa*
Tenure upto 60 Months
Elevate your business without financial burdens. Our unsecured loans provide the funds you need.
Up to 15 Cr
From 14 Pa*
Tenure upto 60 Months
Unsecured business loans are financing options that provide immediate access to capital without requiring collateral. They are a popular choice for businesses in India. They address short-term financial needs as the business advances. However, a lack of machinery, worker payments, pending bills, and the need to buy new stock are just some of the short-term hassles that occur. So, to address these hassles, Terkar Capital facilitates unsecured business loans.
Businesses of all types and sizes in India can apply for an unsecured business loan. This financing option is especially beneficial for MSMEs that often face challenges due to limited financial resources and arrangements.
Unsecured Business loans help businesses cover expenses, from short-term needs like working capital to long-term ones like equipment purchases and business expansion.
Funding amounts from Rs 25 Lacs to Rs 15 Cr
Fast Turnaround time (as low as 3-4 days)
Professional Execution
Smooth Processing
Simple terms and less paperwork
(*T&C Applied)
The eligibility depends on the lending firms or their usual way of conduct. So, most of the time, the eligibility criteria for obtaining a business loan against collateral are kept similar by the financial lending institutions, As –
Unsecured business loans have higher interest rates, but the benefits may outweigh the costs. Faster funding lets you take advantage of opportunities and improved cash flow keeps your business running smoothly. With a strong financial profile, you can negotiate a better rate. Even with a higher interest rate, strategic use of the funds can make unsecured loans a worthwhile investment for growth.
Let’s understand how we execute unsecured business loan from the case study.
Unsecured business loans require the documents below.
This is very important, as documentation can be a significant factor in obtaining a UBL facility. However, the length of the process is determined by the availability of documentation.
(as applicable)
Learn, How Unsecured Funding for Business Can Help Your Business Succeed.
We are a leading and specialized unsecured business loan facilitator in India. With flexible repayment options and a streamlined application process, Terkar Capital’s business loans without security get you the funding you need faster, so you can keep your business on the path to success.
We operate from our head office in Pune. Also, we have our corporate office at BKC, Mumbai. However, Terkar Capital is operational across India catering to the funding needs of businesses of all sizes and types. Our executives are trained to expedite the process and assist with documentation. Thus, the borrower will be fully informed about the loan procedure, including the repayment plan.
To facilitate the growth of the company, Terkar Capital works with respective finance institutions and clients. The execution for unsecured funding begins only when both parties have a clear understanding of the situation.
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The businesses or professionals (CA, Doctor, Architect etc.) that do not have any assets as collateral can go for unsecured funding. The need for such a loan can be related to paying the dues, expansion, reconstruction, and many more. The MSMEs can be more benefited by unsecured loans as the government has established many schemes for the same.
There are no such fixed criteria upon the raising of finance of unsecured loans. Many lenders provide amounts up to 25 lakhs. At Terkar Capital we can raise unsecured funding to 15 Cr as per the borrower’s requirement.
Here is the list of a few of Unsecured Instruments:
Yes. Even small business owners also get unsecured business funding.
An unsecured loan is also known as a quick business loan. This is because the turnaround time to get the funds in your accounts will be as low as 7 working days. Within 7 working days, you will get your loan disbursed.
It will strain business cash flows, making it challenging to pay suppliers, employees, or other operational expenses. In severe cases, it may lead to the closure of the business. Defaulting harms your business's reputation with suppliers, investors, and other stakeholders. Also, may lead to a loss of trust and affect future partnerships or contracts.
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