Machinery Refinancing for Pharmaceutical Company

Refinancing your existing pharmaceutical machinery can generate cash that can be reinvested in business growth, research and development, or used to improve operational efficiency. And there is a possibility your machines are funded with a higher interest rate. We can figure out a way where those machines can be used to generate extra liquidity by employing refinancing and bringing down the cost of the funding as well.

Machinery Refinancing also allows you to adjust your debt to match your cash flow and financial goals, providing additional funds while helping your business stay strong in a changing market (Pharma market).

Key Features of Machinery Refinancing

(*T&C Applied)

Benefits of Machinery Refinancing for Pharmaceutical Company

Machinery refinancing allows pharmaceutical businesses to use the value of their existing machinery to secure funds without selling or replacing it.
It improves cash flow, making funds available for operations, research, development, or business expansion.
It also helps consolidate existing debts, making financial management easier.
You retain full ownership and continued use of your machinery while accessing the required funds.
The process is simple, with quick approvals and minimal paperwork.
It comes with lower interest rates and flexible repayment terms.

Machinery Refinancing Eligibility for Pharmaceutical Company

To avail of refinance machines, businesses typically need to meet the following criteria:

The company must own the machinery being refinanced, and it should be free from major disputes or legal encumbrances.
The pharmaceutical company should be operational and financially stable
The machinery should be in working condition
The company should have a healthy financial position (audited financials, profitability, manageable debt).
A strong credit history with a good CIBIL score
Machinery must undergo valuation to determine its current market value.

Machinery Refinancing Documents for Pharmaceutical Company

To secure approval for a Machinery Loan for a Pharmaceutical Company, the following documents are needed:

Financial Documents (Last three years complete financials, including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is
Owner KYC
Firm KYC
Proposed machinery Quotation
Proposed machine cash flow.

Please be advised that the lending institution might request additional documents.

Machinery Refinancing for Pharma Company with Terkar Capital

We offer Machinery refinancing solutions tailored to the funding needs of pharmaceutical companies. Our refinancing options allow you to unlock the value of your existing machinery by leveraging it to access capital, ensuring swift approvals and disbursements with flexible terms. Whether you aim to upgrade manufacturing equipment, enhance laboratory setups, or optimize packaging processes, our machine refinancing empowers you to sustain operational excellence, scale your business seamlessly, and maintain financial stability without the burden of additional debt.

FAQs on Machinery Refinancing for Pharmaceutical Companies

High-value pharmaceutical machinery, such as manufacturing units, lab equipment, and packaging systems, is typically eligible.

The loan amount is based on the current market value of the machinery and the company’s financial profile.

Yes, but it should generally be in a good working condition.

The machinery itself acts as collateral, simplifying the process.

The funds can be used for business growth, R&D, upgrading other machinery, or meeting working capital needs.

Financing the Pharmaceutical Companies in

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.