Machine Loan for Pharmaceutical Company

Setting up the manufacturing line is a core competency for the manufacturing industry. There will be the requirement for different machines to set up the assembly line. We are not good at understanding assembly lines, however, we made sure that we understand the machine financing part well. We understand how the machines can cost you possibly lower, and offer better repayment options. Therefore, here also in machine loan, we arrange the tailored solutions for pharma companies.

Key Features of Machinery Loan

get money icon

Ticket size varies from Rs. 25 lacs to Rs 100 Cr

interest rate

The interest rates starting with 9.5% for INR and SIBOR + 300 bps for USD

smooth processing icon

The turnaround time to raise the fund is as low as 3-4 days.

Simple paperwork

Simple terms and less paperwork

flexible repayment

The repayment tenure varies from 3 to 5 years.

(*T&C Applied)

Machine Loan Benefits for Pharmaceutical Company

  1. Enables the purchase of advanced machinery to meet rising demand and scale production.
  2. Facilitates equipment upgrades to meet industry standards, including GMP and FDA regulations.
  3. Help reduce operational costs and enhance productivity.
  4. Offers customized repayment options to align with your company’s cash flow and financial stability.
  5. Enables purchase of modern machinery, including imports, increasing competitiveness.
  6. Streamlines manufacturing and packaging processes, ensuring better quality and faster delivery.

Machine Loan Eligibility for Pharmaceutical Company

To avail of refinance machines, businesses typically need to meet the following criteria:

  1. The company must own the machinery being refinanced, and it should be free from major disputes or legal encumbrances.
  2. The pharmaceutical company should be operational and financially stable
  3. The machinery should be in working condition
  4. The company should have a healthy financial position (audited financials, profitability, manageable debt).
  5. A strong credit history with a good CIBIL score
  6. Machinery must undergo valuation to determine its current market value.

Machinery Loan Documents for Pharmaceutical Company

To secure approval for a Machine Refinancing for a Pharmaceutical Company, the following documents are needed:

  • Financial Documents (Last three years complete financials, including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is 
  • Owner KYC
  • Firm KYC 
  • Proposed machinery Quotation
  • Proposed machine cash flow.

Please be advised that the lending institution might request additional documents.

Machinery Loan for Pharma Company with Terkar Capital

We provide tailored machine loans specifically designed to cater to the funding requirements of pharmaceutical companies. Our financing solutions ensure swift approvals and disbursements with flexible terms, allowing you to focus on enhancing productivity and operational excellence. Whether you need to invest in manufacturing equipment, laboratory setups, or packaging machinery, our machine loans empower you to scale your operations seamlessly while maintaining financial stability.

FAQs on Machine Loan for Pharmaceutical Company

Yes, Machine loans are available for companies of all sizes, including startups and SMEs in the pharmaceutical industry.

Yes, machine loans can finance equipment upgrades or acquisitions to meet industry standards like GMP (Good Manufacturing Practices) and FDA compliance.

Collateral requirements vary; some loans may require assets, while others are structured as unsecured loans.

Repayment tenure generally ranges from 3 to 7 years, offering flexibility based on your company’s cash flow.

Yes, loans can be tailored to finance imported pharmaceutical machinery, including customs duties and transportation costs.

Financing the Pharmaceutical Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

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CIN: U70200PN2023PTC224016

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