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Empower your professional growth with our exclusive Loan for Professionals, tailored for CAs, Doctors, Architects, and other professionals.

  • High Loan Amount
  • Quick Processing
  • Competitive Interest Rates

Loan For Professionals (Doctors, CA, Architects)

Loan for Professionals is a tailored credit product for professionals such as Medical professionals, Doctors, CAs, ICWA, CS, and Architects. There are some parts of your personal and professional life where you need the assistance of experts. Hence, CA, CS, Doctors, ICWAs, and Architects are among the same set of professionals. These professionals put hard efforts into sharpening their skills and helping us in their areas of expertise.

Key Features of Loan for Professionals

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Funding amount starting from 25 Lacs to 15 Cr

interest rate

Interest rates start at 10.5% PA (Subject to Financial Evaluations)

flexible repayment

Swift Turn Around Time

Execution

End-to-end Execution

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Smooth Processing

Advantages of Loan for Professionals

1. No Collateral Funding

Professional Loan is the area of the business where the promoters do not need to create fixed assets. This class generally creates intellectual capital. So there is always a grave area for funding – where professionals need the funding and lenders need to safeguard their interest. However, considering the qualification and contribution to society, the optimum amount of funds can be arranged.

2. Cheap Cost of Funds

The rate of interest offered to the professional is way lower than the regular cases, even though it is without security. So it really does not make much of a difference if you offer collateral or not. Still, you as a professionally qualified have an edge to get the funding at the best possible rate.

3. Fast Turnaround Time

The turnaround time to raise the funds under Professional Loan is as low as a day’s time. Same day it will be analyzed – processed – and disbursed. So whenever there is an emergency of funds, this is the best way to raise the fast and cheap cost of funds. 

4. Flexible Repayment

Under a professional loan, there is good flexibility to use the funds. You can take the funds in term loan format, or Drop line OD format or you can also take for one year or 5 years. There is not much of an obligation levied on the uses and tenure of the funds.

5. To Set-Up or Expand the Facility

This being the service industry, the professional does not require the funds for the working capital, as they do not need to purchase the raw materials or sell the finished goods. In most of cases, the funds are required to set up the unit or expand the existing facility or office. Thus, for all these uses the funds can be made available. 

 

Professional Loan Eligibility

  • A minimum annual income of 1 lakh INR and two years of profitability. 
  • The applicant must be a self-employed professionals
  • They must have been in practice for at least three years.
  • The age is between 25 to 65 years.

Documentation Required for Professional Loan

1. Business proof

  • Practice Certificate
  • Partnership Deed (in case of partnership firm)
  • Degree Certificate (In the case of a private limited company)
  • Shop Act Licence (only for Maharashtra)
  • MOA
  • AOA

2. Address proof

  • Aadhaar card
  • Passport
  • Sales deed
  • Driving Licence
  • Ration Card
  • Telephone Bill
  • Electricity Bill or
  • Property Purchase Agreement (If the purpose of the loan is to purchase a property).

3. Photo Identity proof

  • Aadhaar card
  • Passport
  • Driving license
  • Voter ID Or
  • PAN card

4. Income Proof

  • It includes Bank statements of the previous six months to check your present-time financial position
  • The latest filed ITR, and
  • Audited financials (including the balance sheet and profit/loss account for the previous 24 months).

Loan for Professionals (Doctors, CA, Architects) at Terkar Capital

At Terkar Capital, we understand the importance of supporting professionals in their personal and professional endeavours. We design products specifically for professionals tailored to meet their financial needs. We at Terkar Capital, are committed to showing our gratitude to medical professionals, Doctors, CAs, ICWAs, CSs, and Architects.

However, Our goal is to arrange the most optimal funds at a competitive ROI. So professionals should value their time to take care of society. So, with our head office in Pune and a corporate office in Mumbai, we are strategically positioned to serve professionals nationwide.

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FAQs On Loan for Professionals

At least 3 years of professional practice is taken into consideration to extend the debt facility.

This is unsecured funding, the financial institution only needs to analyze the financials of the firm. There is no question of property – it’s legal and valuation. So the turnaround time can be as low as one day, to process the whole proposal.

The debt exposure can be arranged in a term loan or dropline  OD format. This can be flexible as per the requirement of the borrower.

The amount starts with as low as Rs. 100 lacs and goes up to a couple of crores, depending upon the degree qualification, years of practice, yearly receipts, current debt obligations and credit score.

It starts with a minimum of a year and can be extended up to 5 years.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Industries We Serve:

IT Company

E Commerce Company

EV Company

Manufacturing Company

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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