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Loan For Professionals (Doctors, CA, Architects)

Loan for Professionals is a tailored credit product for professionals such as Medical professionals, Doctors, CAs, ICWA, CS, and Architects. There are some parts of your personal and professional life where you need the assistance of experts. Hence, CA, CS, Doctors, ICWAs, and Architects are among the same set of professionals. These professionals put hard efforts into sharpening their skills and helping us in their areas of expertise.

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Professional Loan Instruments

Key Features of Loan for Professionals

Advantages of Loan for Professionals

1. No Collateral Funding

Professional Loan is the area of the business where the promoters do not need to create fixed assets. This class generally creates intellectual capital. So there is always a grave area for funding – where professionals need the funding and lenders need to safeguard their interest. However, considering the qualification and contribution to society, the optimum amount of funds can be arranged.

2. Cheap Cost of Funds

The rate of interest offered to the professional is way lower than the regular cases, even though it is without security. So it really does not make much of a difference if you offer collateral or not. Still, you as a professionally qualified have an edge to get the funding at the best possible rate.

3. Fast Turnaround Time

The turnaround time to raise the funds under Professional Loan is as low as a day’s time. Same day it will be analyzed – processed – and disbursed. So whenever there is an emergency of funds, this is the best way to raise the fast and cheap cost of funds.

4. Flexible Repayment

Under a professional loan, there is good flexibility to use the funds. You can take the funds in term loan format, or Drop line OD format or you can also take for one year or 5 years. There is not much of an obligation levied on the uses and tenure of the funds.

5. To Set-Up or Expand the Facility

This being the service industry, the professional does not require the funds for the working capital, as they do not need to purchase the raw materials or sell the finished goods. In most of cases, the funds are required to set up the unit or expand the existing facility or office. Thus, for all these uses the funds can be made available.

Types of Professional Loan

Professional Loan Eligibility

A minimum annual income of 1 lakh INR and two years of profitability.
The applicant must be a self-employed professionals
They must have been in practice for at least three years.
The age is between 25 to 65 years.

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Documentation Required for Professional Loan

1. Business proof

Practice Certificate
Partnership Deed (in case of partnership firm)
Degree Certificate (In the case of a private limited company)
Shop Act Licence (only for Maharashtra)
MOA
AOA

2. Address proof

Aadhaar card
Passport
Sales deed
Driving Licence
Ration Card
Telephone Bill
Electricity Bill or
Property Purchase Agreement (If the purpose of the loan is to purchase a property).

3. Photo Identity proof

Aadhaar card
Passport
Driving license
Voter ID Or
PAN card

4. Income Proof

It includes Bank statements of the previous six months to check your present-time financial position
The latest filed ITR, and
Audited financials (including the balance sheet and profit/loss account for the previous 24 months).

Loan for Professionals (Doctors, CA, Architects) at Terkar Capital

At Terkar Capital, we understand the importance of supporting professionals in their personal and professional endeavours. We design products specifically for professionals tailored to meet their financial needs. We at Terkar Capital, are committed to showing our gratitude to medical professionals, Doctors, CAs, ICWAs, CSs, and Architects.

However, Our goal is to arrange the most optimal funds at a competitive ROI. So professionals should value their time to take care of society. So, with our head office in Pune and a corporate office in Mumbai, we are strategically positioned to serve professionals nationwide.

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Client Feedback

What our clients think about us?

B Inamdar

I am extremely pleased with the service I received. The team demonstrated a deep understanding of our business needs and provided practical, actionable insights that made a significant impact. Their professionalism and attention to detail were evident in every aspect of the process. They took the time to listen to our challenges and crafted solutions that were both innovative and effective.

24th Mile

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

M Dwivedi

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

FAQs On Loan for Professionals

At least 3 years of professional practice is taken into consideration to extend the debt facility.

This is unsecured funding, the financial institution only needs to analyze the financials of the firm. There is no question of property – it’s legal and valuation. So the turnaround time can be as low as one day, to process the whole proposal.

The debt exposure can be arranged in a term loan or dropline OD format. This can be flexible as per the requirement of the borrower.

The amount starts with as low as Rs. 100 lacs and goes up to a couple of crores, depending upon the degree qualification, years of practice, yearly receipts, current debt obligations and credit score.

It starts with a minimum of a year and can be extended up to 5 years.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

CIN – U70200PN2023PTC224016