Machine refinancing for IT companies is an effective financial strategy to optimize cash flow and lower financing costs on existing machinery. IT companies heavily rely on advanced equipment like servers, data centres, and cutting-edge hardware to remain competitive in a rapidly evolving industry. So, refinancing these assets will free up funds for crucial business needs like scaling operations, upgrading technology, and pursuing innovation, while also reducing the burden of high-interest loans.
At Terkar Capital, we specialize in crafting refinancing solutions tailored to the unique needs of IT companies, ensuring you have the financial flexibility to drive growth and stay ahead in the IT landscape.
Ticket size varies from Rs. 25 lacs to Rs 100 Cr
The interest rates starting with 9.5% for INR and SIBOR + 300 bps for USD
The turnaround time to raise the fund is as low as 3-4 days.
Simple terms and less paperwork
The repayment tenure varies from 3 to 5 years.
(*T&C Applied)
Machine refinancing offers a range of benefits that can significantly impact the growth and financial stability of IT companies. Here are a few of them:
Eligibility for IT Company machine refinancing is determined based on financial stability, business requirements, and growth potential.
To apply for machine refinancing for an IT Company, businesses generally need to provide the following documents:
Please be advised that the lending institution might request additional documents.
At Terkar Capital, we understand the role that advanced technology plays in the growth and success of IT companies. Our Machine Refinancing solutions are specifically tailored to meet the unique needs of the IT sector, helping businesses unlock the value of their existing assets to drive future innovation and expansion.
We prioritize our clients and offer efficient processing with a deep understanding of the IT industry’s unique challenges and opportunities. Our flexible refinancing solutions, competitive ROI, and customizable repayment terms can help you free up cash flow, reduce financing costs, or secure funds for infrastructure expansion. We provide the financial support to fuel your growth, allowing you to focus on innovation.
Typically, assets like servers, networking hardware, data storage units, cloud infrastructure equipment, and other high-value machinery critical to IT operations can be refinanced.
In most cases, the existing machinery itself serves as collateral. However, additional security may be required depending on the loan amount and other factors.
Yes, refinancing can be done on machinery loans that are partially paid off. This allows you to restructure the remaining loan amount on more favorable terms.
Refinancing does not negatively impact your credit score if repayments are made on time. In fact, better loan terms may improve your financial stability and credit profile in the long run.
Yes, refinancing can free up liquidity tied to your machinery, giving you the cash needed to manage operations during lean periods or unexpected challenges.
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