IT Company Loan Against Property

A Loan Against Property (LAP) for an IT company is a secured loan where your company’s property (commercial or residential) is used as collateral to secure the loan. For IT companies that have valuable assets like office buildings or tech infrastructure, using these assets as collateral for a loan can provide easier access to funding. Offering a fixed asset as collateral lowers the lender’s risk and ensures better terms for your loan, including larger amounts, favourable interest rates, and extended repayment tenures. At Terkar Capital, we ensure that your collateral-backed funding arrangement delivers the best possible deal tailored to your business needs.

Key Features of Loan Against Property

(*T&C Applied)

Benefits of Loan Against Property for IT Company

The major benefits of LAP for IT companies include:

Lower interest rates since it’s a secured loan
You can access larger amounts, which can be used for business expansion or working capital needs.
Helps to build a capital-intensive business
LAPs typically come with longer repayment tenures, allowing businesses to manage repayments easily.
The loan can be used for various business purposes.

Let’s Schedule a Call to Arrange Funding for your IT Company!

Book Now

Loan Against Property Eligibility for IT Company

The eligibility criteria may vary by lender, but generally, your IT company should meet the following requirements:

Ownership of the property being used as collateral.
Proof of stable income and good credit history.
A good credit score
The company should be operational for a minimum of 2-3 years
The property should be legally clear and free of disputes.

Loan Against Property Documents for IT Company

Salary slips of the past few months in the case of employed individuals.
Bank statements of the past 3 months or depending on the conditions laid by the lending institution.
PAN card/Aadhaar card, or any appropriate identity proof.
Address proof.
Copies of documents of the property on which the loan is being taken.
Income Tax Returns.

IT Company LAP facility at Terkar Capital

At Terkar Capital, we understand the unique needs of the IT industry and the importance of using the right financial tools to support growth. When providing a Loan Against Property (LAP) for your IT company, we carefully perform your company’s financial SWOT analysis and capitalise on strengths.

We stand out for facilitating business growth with its quick turnaround times, client-centric approach, and deep understanding of IT industry-specific requirements. We offer flexible loan amounts, competitive interest rates, and adaptable repayment plans to align with your cash flow and ensure an optimal financial solution. So, let’s unlock the potential of your IT business with our Loan Against Property.

Download our Company Profile to Get Brief Insights About Us!

Download Here

FAQs Loan Against Property for IT Company

For IT companies, both commercial and residential properties can be used as collateral. This includes office spaces, buildings, and land owned by the business or its promoters.

The loan amount typically depends on the value of the property and other factors such as the financial health of the company. Usually, you can borrow up to 60%-80% of the property’s market value.

Yes, It can be used to finance a variety of business needs, such as technological upgrades, infrastructure development, working capital management, and debt consolidation.

LAP processing time is typically 10 to 20 days, including property evaluation, document verification, and loan approval.

Financing the IT Companies in

Check your CIBIL score for free.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.