Loan Against Property for Healthcare Company

Loan against property (LAP) is a financing option for healthcare companies that leverages existing fixed assets such as land or buildings as collateral to secure funding. The LAP facility reduces the risk for lenders, enabling companies to obtain favourable loan terms, including higher loan amounts, competitive interest rates, and extended repayment periods. Healthcare companies can utilize LAP to raise funds for a variety of purposes, including expansion, research and development, and technology upgrades.

Key Features of Loan Against Property

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Loan Against Property Benefits for Healthcare Companies

Loan Against Property (LAP) offers healthcare companies flexible funding for various needs.

Healthcare companies can get substantial funding by leveraging property assets.
LAP offers lower interest rates, making it a cost-effective financing option for healthcare businesses.
Repayment structures are tailored to match the cash flow of hospitals and medical institutions.
LAP allows healthcare business owners to raise capital without diluting ownership or decision-making authority.
Healthcare providers can use this loan for urgent funding with quick approval and disbursal.
Raise funds without selling real estate assets, ensuring business continuity while utilizing property value for growth.
Improve cash flow by unlocking capital tied up in property.
Healthcare businesses use their properties as collateral for financing while retaining full ownership unless they default.

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Eligibility of Loan Against Property for healthcare Company

Eligibility Criteria for Healthcare Companies to Secure Loans Against Property

Minimum of 2-3 years in operation.
Must own residential, commercial, or industrial property to be used as collateral.
Good CIBIL score and financial history. Submission of company financials, including balance sheets, profit & loss accounts, and ITR.
Age between 21 and 65 years old.

Documents Required to Avail LAP for healthcare Company

Salary slips of the past few months in the case of employed individuals.
Bank statements of the past 3 months or depending on the conditions laid by the lending institution.
PAN card/Aadhaar card, or any appropriate identity proof.
Address proof.
Copies of documents of the property on which the loan is being taken.
Income Tax Returns.

Loan Against Property for Healthcare with Terkar Capital

Terkar Capital arranges loans against Property (LAP) solutions tailored to the healthcare company. We understand the unique financial requirements of healthcare businesses and aim to support their growth by leveraging the value of their property. Our LAP solutions offer competitive interest rates, flexible repayment terms, and comprehensive assistance, ensuring a seamless borrowing experience.

The funds can be utilized for various purposes, including expanding production capacity, acquiring advanced equipment, and funding innovative drug research. Partner with Terkar Capital to unlock the potential of your healthcare business and achieve sustainable growth.

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FAQs on LAP for Healthcare Company

Yes, hospitals, clinics, diagnostic centers, and other healthcare service providers can avail LAP by pledging their owned property, whether residential or commercial.

The loan amount depends on the property’s valuation, loan-to-value (LTV) ratio, and the financial profile of the borrower. Generally, up to 90% of the property's market value can be sanctioned.

With Terkar Capital’s streamlined process, LAP approval can take as little as 7–15 days, depending on document submission and property evaluation.

Yes, doctors, surgeons, and healthcare entrepreneurs can use LAP for setting up new medical facilities, expanding existing clinics, or investing in new healthcare infrastructure.