MSME Loan for Ecommerce Company

The e-commerce industry is booming, and small businesses need the right financial support to scale efficiently. Whether you’re expanding your product catalog, managing bulk inventory, or streamlining logistics, an ecommerce MSME loan can provide the financial push your business needs. 

Hence, Terkar Capital supports MSMEs at every stage of their journey, offering tailored financing solutions typically available to MSMEs. Our commitment ensures a long-term association that fosters growth and innovation.

Ecommerce company funidng solutions

Key Features of MSME Business Loans

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

interest rate

Competitive Rate of Interest

start business

Potential for Scalability

Simple paperwork

Simple terms and Less Paperwork

flexible repayment

Flexible Loan Repayment (Up to 60 Months)

(*T&C Applied)

Advantages of Ecommerce MSME Loan

MSME loans are a game-changer for ecommerce MSME businesses, helping them grow and succeed. Here’s how it helps:

  1. Get the necessary funds without long waiting periods.
  2. Borrow based on your business needs and growth plans.
  3. Manage working capital efficiently and avoid liquidity crunches.
  4. Affordable interest rates, making repayment easier.
  5. Maintain adequate stock levels without financial strain.
  6. Choose a repayment plan that aligns with your business cash flow.

Let’s Schedule a Call to Arrange Funding for your ecommerce industry!

Eligibility for Ecommerce MSME Loan

Qualifying for an MSME loan is straightforward, making it accessible to small and growing e-commerce companies. Here are the key criteria:

  1. Your e-commerce firm must be registered as an MSME.
  2. Minimum of 2-3 years of active operations
  3. A stable revenue stream and turnover 
  4. Clear financial records for the last 6-12 months.
  5. A good credit score improves loan approval chances.
  6. Must be registered for GST and have filed recent tax returns.
  7. A functioning e-commerce platform.

Ecommerce MSME Loan Documents

Financial institutions require basic yet essential documents to process your MSME loan application. Here’s what you’ll need:

  1. KYC Documents (Aadhaar, PAN, Passport, etc.) of the business owner(s).
  2. Business Documents
  3. Bank Statements for the last 6 to 12 months.
  4. Income Tax Returns (ITR) of the business (if applicable).
  5. Financial Statements (Profit & Loss, Balance Sheet, etc.).

The financial institutions may ask for additional documents while processing the MSME loan application.

Ecommerce MSME Loan with Terkar Capital

At Terkar Capital, we understand the financial challenges e-commerce companies face. Whether you are a startup or a growing online store, we offer tailored financing solutions to help you scale efficiently. Our MSME loans are structured to provide maximum flexibility with minimal paperwork, so you can focus on growing your business without financial stress.

Download our Company Profile to Get Brief Insights About Us!

MSME Loan FAQs for Ecommerce Company

Most MSME loans for e-commerce businesses are unsecured, meaning you don’t need to provide collateral. However, larger loans may require some security.

Yes. We provide loans to e-commerce businesses selling on Amazon, Flipkart, Myntra, Shopify, and other online platforms.

Yes, MSME loans can be used for marketing campaigns, SEO, website improvements, and digital ads to boost online sales.

Financing the Ecommerce Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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