Loan Against Property for Ecommerce Company

Running a successful ecommerce business requires capital infusion. Whether it’s for inventory, technology upgrades, marketing, or operational expansion. A Loan Against Property (LAP) allows ecommerce companies to leverage their owned property to access substantial funding at competitive interest rates. With flexible repayment options and a high loan amount, LAP is therefore a strategic financing solution for scaling your e-commerce business efficiently.

Ecommerce company funidng solutions

Key Features of MSME Business Loans

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

interest rate

Competitive Rate of Interest

start business

Potential for Scalability

Simple paperwork

Simple terms and Less Paperwork

flexible repayment

Flexible Loan Repayment (Up to 60 Months)

(*T&C Applied)

Advantages of Loan Against Property for E-Commerce Company

E-commerce companies often prefer Loan Against Property (LAP) as a funding option for business growth and stability due to the substantial financial support it provides.

  1. Access large funds based on your property’s value, enabling significant business expansion.
  2. Since LAP is a secured loan, interest rates are lower than unsecured business loans.
  3. Repay comfortably over a long period.
  4. The funds can be utilized for digital marketing, inventory stocking, logistics expansion, and operational enhancements.
  5. Use the property while accessing its financial potential.
  6. Fast processing ensures you get the funds when you need them most.
  7. Strengthen your working capital without disrupting daily operations.

Let’s Schedule a Call to Arrange Funding for your Ecommerce Industry!

Eligibility Criteria for Loan Against Property

To qualify for a Loan Against Property, an e-commerce business must meet specific eligibility requirements. Here’s what lenders typically consider:

  1. The applicant must own residential, commercial, or industrial property.
  2. The e-commerce company should have a proven operational history
  3. A steady revenue stream enhances loan approval chances.
  4. A good credit history
  5. The loan amount depends on the property evaluation
  6. The property should have clear titles and no legal disputes.

Documents Required for Loan Against Property

To process your Loan Against Property, Financial institutions require a set of essential documents. These typically include:

  1. KYC Documents
  2. Business Registration Proof 
  3. Financial Documents
  4. Property Documents – Sale deed, property title, latest tax receipts.
  5. Filed income tax returns for the past 2-3 years and others

E-Commerce Loan Against Property at Terkar Capital

At Terkar Capital, we specialize in providing tailored Loan Against Property solutions for e-commerce companies. Whether you need funds for inventory expansion, technology investment, or operational growth, our LAP solutions are structured to meet your specific business requirements.

Our Loan against Property (LAP) solution offers funding up to 70% of your property’s value, featuring competitive interest rates to minimize borrowing costs. Additionally, we provide fast loan processing and flexible repayment options to align with your cash flow. Finally, our team of experts ensures seamless processing with minimal documentation and can offer customized LAP solutions tailored to your specific business needs.

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FAQs on LAP for Ecommerce Company

Approval timelines vary, but with complete documentation, LAP can be processed within 7-15 days.

Repayment tenures generally range from 5 to 15 years, depending on the lender’s policy.

No, you continue to own and use the property while repaying the loan.

Failure to repay may result in legal action, and the lender has the right to auction the property to recover the dues.

Financing the Ecommerce Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

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Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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