The biotechnology industry relies on advanced equipment for research, testing, and production. High-precision machines, lab instruments, and bioreactors are essential, but they come at a significant cost. Therefore, machine loans for a biotechnology company ensure that businesses can acquire or upgrade essential machinery without straining their cash flow.

Ticket size varies from Rs. 25 lacs to Rs 100 Cr

The interest rates starting with 9.5% for INR and SIBOR + 300 bps for USD

The turnaround time to raise the fund is as low as 3-4 days.

Simple terms and less paperwork

The repayment tenure varies from 3 to 5 years.
(*T&C Applied)
Machine loans provide biotech companies with the financial support they need to invest in the latest equipment without upfront costs. As a result, it ensures seamless operations and boosts productivity.
Biotechnology companies that need funding for new or used machines can apply for a loan. Consequently, financial institutions evaluate key business factors before approving financing.
The loan approval process requires minimal documentation, ensuring quick access to funds.
At Terkar Capital, we understand the biotechnology industry’s specialized funding needs. Whether you’re setting up a research lab, upgrading manufacturing equipment, or scaling up production, we provide the right financial solutions.
Furthermore, our team ensures a quick, hassle-free process while offering competitive interest rates and flexible repayment plans. As a result, we tailor loan structures to match your business model, ensuring smooth financing that aligns with your growth goals.
Machine loans are specifically for purchasing equipment, while other biotech loans may cover working capital, R&D, or project financing.
You can finance lab equipment, bioreactors, diagnostic devices, production machinery, testing tools, and more.
Collateral requirements depend on the loan type. Some loans are unsecured, while others may need security like business assets.
Yes, refinancing helps free up working capital by leveraging existing machinery as collateral.
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