Machine Loans for a Biotechnology Company

The biotechnology industry relies on advanced equipment for research, testing, and production. High-precision machines, lab instruments, and bioreactors are essential, but they come at a significant cost. Therefore, machine loans for a biotechnology company ensure that businesses can acquire or upgrade essential machinery without straining their cash flow.

High-tech biopharmaceutical manufacturing facility with modern production lines

Key Features of Machine Loan

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Ticket size varies from Rs. 25 lacs to Rs 100 Cr

interest rate

The interest rates starting with 9.5% for INR and SIBOR + 300 bps for USD

smooth processing icon

The turnaround time to raise the fund is as low as 3-4 days.

Simple paperwork

Simple terms and less paperwork

flexible repayment

The repayment tenure varies from 3 to 5 years.

(*T&C Applied)

Machine Loans Advantages for a Biotechnology Company

Machine loans provide biotech companies with the financial support they need to invest in the latest equipment without upfront costs. As a result, it ensures seamless operations and boosts productivity.

  1. No need for a large upfront investment
  2. Flexible repayment options to match business cash flow
  3. Preserve working capital for other business needs
  4. Competitive interest rates and loan terms
  5. Financing available for both new and used machinery
  6. Quick loan processing with minimal paperwork
  7. Helps businesses scale faster by upgrading technology

Let’s Schedule a Call to Arrange Funding for your Biotechnology Company!

Machine Loans Eligibility for a Biotechnology Company

Biotechnology companies that need funding for new or used machines can apply for a loan. Consequently, financial institutions evaluate key business factors before approving financing.

  1. The biotech firm must be registered and operational
  2. Minimum business vintage of 2-3 years preferred
  3. Stable financial records and positive cash flow
  4. The purpose of funding must be for equipment acquisition or upgrading
  5. Collateral may or may not be required, depending on the loan type
  6. CIBIL score and company creditworthiness may impact approval
  7. Loan amount and tenure depend on business needs and repayment capacity

Machine Loans Documents Required for a Biotech Firm

The loan approval process requires minimal documentation, ensuring quick access to funds.

  1. KYC documents of business and promoters
  2. Business registration certificate
  3. Bank statements for the last 6-12 months
  4. GST returns and financial reports
  5. Quotation or invoice for the machinery
  6. Any other documents requested by the financial institution

Biotechnology Firm Machine Loans at Terkar Capital

At Terkar Capital, we understand the biotechnology industry’s specialized funding needs. Whether you’re setting up a research lab, upgrading manufacturing equipment, or scaling up production, we provide the right financial solutions.

Furthermore, our team ensures a quick, hassle-free process while offering competitive interest rates and flexible repayment plans. As a result, we tailor loan structures to match your business model, ensuring smooth financing that aligns with your growth goals.

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FAQs on Biotechnology Machine Loans

Machine loans are specifically for purchasing equipment, while other biotech loans may cover working capital, R&D, or project financing.

You can finance lab equipment, bioreactors, diagnostic devices, production machinery, testing tools, and more.

Collateral requirements depend on the loan type. Some loans are unsecured, while others may need security like business assets.

Yes, refinancing helps free up working capital by leveraging existing machinery as collateral.

Financing the Biotechnology Companies in

Pune / PCMC  |  Mumbai  |  Hyderabad  |  Delhi  |  Bengaluru  |  Chennai  |  Kolkata

Check your CIBIL score for free.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

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The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

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CIN – U70200PN2023PTC224016

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