Mumbai’s vibrant corporate environment flourishes due to the collective power of diverse businesses. However, ensuring a smooth cash flow is crucial for their success. This is where working capital loans step in for Mumbai businesses. Designed specifically for small and medium-sized businesses, these loans bridge the gap between a company’s current assets and liabilities. They provide vital funding for short-term operational needs like Facilitating growth, Purchasing raw materials, and Meeting daily business costs like salaries, rent, and utilities.
Funding amounts from Rs 25 Lacs to Rs 15 Cr
Reasonable Interest Rates
Increases cash flow and sales
Fast processing with little documentation
Simple terms and less paperwork
Working capital loans are designed to furnish short-term financing to support day-to-day operational needs, as opposed to long-term asset acquisition.
An overdraft is a bank loan that lets you spend more than your account balance. It has a limit and may incur fees if exceeded.
Sellers can receive early payment by discounting a bill or selling it at a reduced price. This is often done to meet working capital needs or pay dues.
A cash credit facility lets customers utilize the sanctioned amount and pay interest only on the amount used.
Factoring is a financial instrument that allows a company to sell its unpaid invoices to a third party (factor) at a discount. This provides the company with instant cash and helps to manage working capital.
LC is a guarantee given by the bank to pay the seller for the buyer’s obligation, in case a buyer fails to make the payment. LC discounting takes away the risk and gives assurance to the seller of the funds.
A Bank Guarantee acts as a debt instrument, issued by a lender to cover unpaid debts in case of a debtor’s default. The bank steps in to make the payment on behalf of the debtor, ensuring the outstanding liabilities are met.
We at Terkar Capital facilitate Working Capital loans for businesses in Mumbai. We are well known for simplifying access to operating funds and tailoring the application processes to distinctive requirements. This proactive method not only ensures smooth daily operations but also strategically positions businesses in Mumbai for growth and expansion.
Our dedicated team ensures that you receive professional guidance in selecting the most suitable working capital product, along with swift processing and competitive interest rates.
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We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.
We comply with the highest professional confidentiality standards. All client information is discussed in strict confidentiality.
We find you the right lenders with similar terms and the lowest rate of interest.
We create a stable ownership structure for financiers by establishing a secure transaction process.
We are building our reputation through reliability, integrity, and honesty. We connect to our clients on personal grounds that include transparency and liability.
Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004 [MH-India]
The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 [MH-India]
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