Get Unsecured Working Capital Loan at Ease!

Grow your business without financial constraints. Our unsecured working capital provides the funds you need.

No Collateral Required
Quick Approval
Flexible Terms

Up to 15 Cr

From 14 Pa*

Tenure upto 60 Months

Unsecured Working Capital Loan in Mumbai

In the competitive landscape of Mumbai, unsecured working capital loans function as a game-changer for businesses in Mumbai. Unlike traditional loans that often require putting up assets as security, these loans eliminate this hurdle, providing a flexible and accessible funding option.

Unsecured working capital loans act as a powerful catalyst for businesses seeking to flourish and expand. These loans reduce the need for collateral, allowing businesses to access funding without collateral. This streamlined approach facilitates growth opportunities and enables businesses to navigate challenges with greater financial flexibility.

Key Features of Unsecured Working Capital Loans

Unsecured working capital loans in Mumbai offer businesses the flexibility to manage various expenses, including bridging short-term cash flow gaps, covering daily operational costs, and financing inventory purchases.

(*T&C Applied)

Unsecured Working Capital Loans Eligibility

Age between 21-65 years
The business must have been operational for at least three years.
Credit score, stability, and repayment history are significant factors.
No prior loan defaults with any institution
This service is accessible to all financial organizations, except HUF

Let’s understand how we execute unsecured loans from the case study.

Advantages Unsecured Working Capital Loan

We offer flexible repayment terms ranging from 3 to 5 years, tailored to the borrower’s creditworthiness.
Optimize your working capital finance needs to enhance the turnover ratio and efficiently manage your current obligations.
Explore multiple debt instruments that cater specifically to your business.
No collateral requirement, resulting in a significantly accelerated turnaround time.
Our adaptable payment structure ensures you only pay for what you use. Unlike traditional Term Loans with fixed obligations, there are no long-term commitments required.

Documents Required to Apply for Unsecured Working Capital

Unsecured working capital loans require the documents below.

This is very important, as documentation can be a significant factor in obtaining a UWC facility. However, the length of the process is determined by the availability of documentation.

Adhar Card (complete page)
Pan Card
Latest Electricity Bill
Current Rent Agreement
Passport Size Photo

GST Certificate
MOA, AOA, Pan Card,
Shop Act / Trade License
Certificate of incorporation
Shareholding Pattern
Partnership Deed
Current electricity bill and
Rent Agreement

(as applicable)

All account Bank statements (For the last 12 months)
All current loan sanction letters

Last 2 years’ complete Financials
GST Returns (for last 12 months)

Unsecured Working Capital Loan at Terkar Capital, Mumbai

When it comes to securing working capital for your expanding company, Terkar Capital is the ultimate go-to source. We understand the challenges faced by businesses and ensure a seamless experience in obtaining an unsecured working capital loan.

At Terkar Capital, we understand how important it is for businesses in Mumbai to get unsecured working capital. Even though collateral is usually needed for loans, we try to find a middle ground by offering loans without collateral. We aim to assist businesses in Mumbai to grow and succeed.

How We Execute Unsecured Working Capital Loan?

Here’s the execution process to avail of an unsecured working capital loan in Mumbai.

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Client's Testimonial

What our clients think about us?

H Tamhankar

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

J Agwan

Terkar Capital is upright at delivering specialized funding needs. They implement what they state. Because of you, we're able to make our business reach an exponential level.

A Waghmare

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.