Unsecured Debt Products

Unsecured debt products offer quick access to capital without the need for collateral, making them a preferred financing solution for businesses across India. Whether it’s managing machinery expenses, paying workers, settling outstanding bills, or acquiring new inventory, these loans offer the flexibility to address short-term financial needs.

At Terkar Capital, we understand the challenges businesses face, especially MSMEs with limited financial resources. Our unsecured debt products are tailored to provide the necessary financial support, ensuring smooth operations and uninterrupted growth.

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Key Features of Unsecured Debt Products

(*T&C Applied)

Unsecured Debt Products Eligibility

The eligibility criteria for obtaining unsecured debt products are typically standardized across most financial lending institutions. These criteria are often influenced by the lending firms’ practices and industry norms.

A CIBIL score of over 720 is required in most cases.
The ages of the applicants must be between 25–55. Again, this does not apply to all financial institutions.
Depending on the lending institution, the lending requirement ranges from 40 to 50 lac INR.

Unsecured Debt Products

How do we execute the unsecured funding proposal?

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Unsecured Debt Products Documents

This is very important, as documentation can be a significant factor in obtaining an unsecured debt facility. However, the length of the process is determined by the availability of documentation. Here’s the list:

Owner KYC Documents

Adhar Card (complete page)
Pan Card
Latest Electricity Bill
Current Rent Agreement
Passport Size Photo

Business KYC Documents

GST Certificate
MOA, AOA, Pan Card
Shop Act / Trade License
Certificate of incorporation
Shareholding Pattern
Partnership Deed
Current electricity bill and
Rent Agreement

Banking Documents

All account Bank statements (For the last 12 months)
All current loan sanction letters

Financial Documents

Last 2 years' complete Financials
GST Returns (for last 12 months)

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We Facilitate the Following Funding Instruments

Client Feedback

What our clients think about us?

N Nihalani

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.