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Apply for Unsecured Debt Products!

Elevate your business without financial burdens. Our unsecured loans provide the funds you need.

  • No Collateral Required
  • Quick Approval
  • Flexible Terms

Up to 15 Cr

From 14 Pa*

Tenure upto 60 Months

Unsecured Debt Products

Unsecured business loans are a popular choice for businesses in India. It addresses short-term financial needs as they advance. However, Lack of machinery, worker payments, pending bills, and buying new stock are just some of the short-term hassles that occur. So, to address these hassles, Terkar Capital facilitates unsecured debt funding products.

The unsecured business loans are accessible to businesses of various types and sizes in India. This type of financing often presents a challenge for small and medium-sized businesses that lack adequate financial resources and arrangements.

Key Features of Unsecured Debt Products

get money icon

Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

smooth processing icon

Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Eligibility to Avail Unsecured Business Loans

The eligibility criteria for obtaining unsecured debt products are typically standardized across most financial lending institutions. These criteria are often influenced by the lending firms’ practices and industry norms.

  • A CIBIL score of over 720 is required in most cases.
  • The ages of the applicants must be between 25–55. Again, this does not apply to all financial institutions.
  • Depending on the lending institution, the lending requirement ranges from 40 to 50 lac INR.
     

Unsecured Debt Products

Unsecured business loans

Unsecured Business Loans

This collateral-free loan is perfect for entrepreneurs looking for financial flexibility and ease, as it can help you address immediate challenges such as machinery acquisition, employee remuneration, outstanding invoices, and inventory restocking.

Unsecured working capital loan

Unsecured Working Capital

As a business leader, you are aware of the importance of working capital for consistent growth and meeting market needs. Whether in manufacturing, services, or trading, adequate working capital is essential for success in the competitive modern environment.

cgtmse loan

CGTMSE Loan

The government-backed program aims to promote the growth of SMEs by both strengthening existing businesses and empowering new ventures. The CGTMSE scheme has significantly transformed the manufacturing sector and revitalized the Indian economy.

Trade Financing Solutions

Trade Financing

Expand your business globally while addressing issues such as working capital, payment security, and credit terms. Our solutions include trade financing and expert financial risk management, ensuring a seamless international trade experience.

Bill discounting facility

Bill Discounting

Bill discounting can help you get quick working capital to expand your business. You can submit your invoices to financial institutions with minimal paperwork, which will ensure quick payment. This will help you improve your cash flow and propel your company’s progress.

LC discounting

LC Discounting

Experience the convenience of Letter of Credit Discounting, an innovative credit solution tailored to meet your business’s working capital needs. With your reliable banking partner, take advantage of the flexibility and simplicity of LC Discounting.

factoring funding facility

Factoring Funding

Factoring involves a business selling its debtors to a factoring company, which then manages the debtors and provides funds to the company, offering working capital support without requiring collateral.

Bank guarantee as a non-fund-based working capital facility

Bank Guarantee Facility

As a business leader, you are aware of the importance of working capital for consistent growth and meeting market needs. Whether in manufacturing, services, or trading, adequate working capital is essential for success in the competitive modern environment.

Documents Required to Apply for Unsecured Debt Products

Unsecured Debt Products require below documents.

This is very important, as the documentation can be a significant factor in the success of obtaining a UBL facility. However, The length of the process is determined by the availability of documentation.

Owner KYC Documents

  • Adhar Card (complete page)
  • Pan Card
  • Latest Electricity Bill
  • Current Rent Agreement
  • Passport Size Photo
Id document

Business KYC Documents

  • GST Certificate
  • MOA, AOA, Pan Card,
  • Shop Act / Trade License
  • Certificate of incorporation
  • Shareholding Pattern
  • Partnership Deed
  • Current electricity bill and
  • Rent Agreement

(as applicable)

address document

Banking Documents

  • All account Bank statements (For the last 12 months)
  • All current loan sanction letters
financial document

Financial Documents

  • Last 2 years’ complete Financials
  • GST Returns (for last 12 months)

How We Execute Unsecured Debt Products?

business loan execution process

Check your CIBIL score for free.

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What our clients think about us?

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Industries We Serve:

IT Company

E Commerce Company

EV Company

Manufacturing Company

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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