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Unsecured Business Loan in Pune

Pune, recognized for its rich cultural heritage and diverse population, has grown into a hub for innovative ventures and businesses and is now the city with the 2nd highest number of techies operating firms. The city boasts a vibrant ecosystem for technology and entrepreneurship. Its financial landscape plays a crucial role in supporting and nurturing entrepreneurs across various industries. As a leading facilitator of debt funding with flexible collateral requirements, we offer diverse debt instruments, including unsecured business loans, to cater to a wide range of businesses in Pune. We understand the importance of easy access to funds and innovative debt instruments in propelling business growth.

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Unsecured Debt Instruments

Unsecured Business Loans
Unsecured Working Capital
CGTMSE Loan
Bill Discounting
Factoring Finance
LC Discounting
Bank Guarantee
Trade Finance

Key Features of Unsecured Business Loans

Unsecured Business loans help businesses cover expenses, from short-term needs like working capital to long-term ones like equipment purchases and expansion.

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

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Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Unsecured Business Loan Interest Rates

Financial institutions in Pune provide business loans with competitive interest rates to support business growth. There are generally two types of interest structures. They are fixed interest rates and floating interest rates. In a fixed interest rate structure, the amount of EMI remains constantly the same. On a floating interest rate structure, the interest is calculated on the balance amount.

Unsecured Business Loans Advantages

  1. It Requires minimal documentation
  2. Approved quickly
  3. No collateral is required, as the name suggests
  4. You can get an edge with a good credit score
  5. Justifies the short-term fund requirement
  6. Unsecured Funding provides financial aid for daily operations.
  7. Businesses can leverage this facility to address financial obstacles
  8. The funding can be applied for both short-term requirements and long-term goals.

Eligibility for Unsecured Business Loans in Pune

To be eligible for unsecured business loans in Pune, applicants generally need to meet the following criteria:

  1. CIBIL Score: A CIBIL score of 720 or higher. 
  2. Age Requirement: The applicant’s age typically needs to fall within the range of 25 to 55 years. This criterion may vary across different financial institutions in Pune.
  3. Business Vintage: A business should be operational for at least 3 Years.
  4. Minimum Turnover: The minimum turnover ranges from INR 40 to 50 lac.

Let’s schedule a brief call to discuss unsecured business loans for your business!!

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Unsecured Business Loans Documents

This is very important, as documentation can be a significant factor in obtaining a UBL facility. However, the length of the process is determined by the availability of documentation. Here’s the list:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

Unsecured Business Loans at Terkar Capital, Pune

Pune-based businesses have unique financial needs and balance sheets. We specialize in providing unsecured business loans tailored to your company’s strengths. Our financial SWOT analysis ensures that your funding requirements are met with the most favourable borrowing terms and the lowest costs.

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How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

Check your CIBIL score for free.

Client Feedback

What our clients think about us?

N Nihalani
N Nihalani
☆ ☆ ☆ ☆ ☆

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile
24th Mile
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi
M Dwivedi
☆ ☆ ☆ ☆ ☆

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

CGTMSE Loan

Machinery Loan

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Pharmaceutical Company

IT Company

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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