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Unsecured Business Loan in Mumbai

Mumbai, the financial capital of India, presents many opportunities for growth, expansion, and resilience during challenging times. Therefore, understanding the unique financial needs of businesses, unsecured business loans in Mumbai have become a preferred choice. At Terkar Capital, we deeply comprehend the dynamics of Mumbai’s business landscape.

Unsecured business loans in Mumbai provide quick and easy access to funds, allowing businesses to address immediate financial requirements. These loans can be used for various purposes, including business expansion, unexpected expenses, and maintaining working capital. With competitive interest rates and flexible repayment options, these loans are tailored to support businesses in Mumbai’s dynamic and ever-changing market, promoting growth and resilience.

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Unsecured Debt Instruments

Unsecured Business Loans
Unsecured Working Capital
CGTMSE Loan
Bill Discounting
Factoring Finance
LC Discounting
Bank Guarantee
Trade Finance

Key Features of Unsecured Business Loans

Unsecured Business loans help businesses cover expenses, from short-term needs like working capital to long-term ones like equipment purchases and expansion.

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

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Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Unsecured Business Funding Advantages

  1. Unsecured Funding provides financial aid for daily operations
  2. Businesses can leverage this facility to address financial obstacles
  3. The funding can be applied for both short-term requirements and long-term goals
  4. It’s a business-friendly solution that helps companies remain debt-free and manage loan repayments efficiently
  5. UBL empowers businesses to grow while effectively managing loans

Unsecured Business Loans in Mumbai Eligibility

To be eligible for an unsecured business loans in Mumbai, applicants generally need to meet the following criteria:

  1. CIBIL Score: A CIBIL score of 720 or higher. 
  2. Age Requirement: The applicant’s age typically needs to fall within the range of 25 to 55 years. This criterion may vary across different financial institutions in Mumbai.
  3. Business Vintage: A business should be operational for at least 3 Years.
  4. Minimum Turnover: The minimum turnover ranges from INR 40 to 50 lac.

Let’s schedule a brief call to discuss unsecured business loans for your business!!

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Unsecured Business Loans Documents

This is very important, as documentation can be a significant factor in obtaining a UBL facility. However, the length of the process is determined by the availability of documentation. Here’s the list:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

Unsecured Business Loans at Terkar Capital, Mumbai

Terkar Capital, a leading financial development firm in Mumbai, specializes in facilitating unsecured business loans of all sizes. Recognizing the unique financial needs of every business, we offer collateral-free loan options tailored to individual requirements. Our process includes a thorough financial SWOT analysis to develop debt instruments that align with management’s expectations for raising funds while ensuring responsible fund utilization. Through our expertise and dedication, we deliver seamless and efficient debt funding solutions with competitive interest rates, supporting businesses in Mumbai as they achieve their financial goals.

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How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

Check your CIBIL score for free.

Client Feedback

What our clients think about us?

N Nihalani
N Nihalani
☆ ☆ ☆ ☆ ☆

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile
24th Mile
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi
M Dwivedi
☆ ☆ ☆ ☆ ☆

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

CGTMSE Loan

Machinery Loan

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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