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Company Profile

Sugar Pledge Funding

The sugar industry requires significant capital to initiate and sustain operations, making it a capital-intensive sector. The turnaround time for sugarcane to cash is very high. Financing sugar companies can thus be a problem. And this is one of the main reasons why sugar industries face crunches on working capital.

To overcome this challenge, consider exploring the option of sugar pledge funding. It is a secured debt product, that offers a viable solution to address the industry’s working capital needs.

Secured Debt Instruments

Key Features of Sugar Pledge Funding

Impact on the Working Cycle of Sugar Companies

The time between sugar production and market sales is long, and sugar sales are often controlled by the government. So, this can hinder a company’s working cycle. Hence pledging sugar is the best and quickest solution for working capital.

Many sugar mills have sugar stocks worth crores of rupees, which are essentially idle until they are converted to cash. However, a single financial institution is often unable to meet the sugar mill’s sugar pledge requirements, which can complicate the process. So we at Terkar Capital help sugar factories to get the required funds against sugar as a pledge. With our help, the sugar factories can get funding at the minimum rate of interest in the market. We will make sure our clients get the best deal with all the required facilities.

Read the insights on effective Management of the Working Capital Cycle here

Advantages of Sugar Pledge Funding

This is an industry-specific solution
No separate arrangements are to be made to raise funds
The funds can be used to justify the immediate working capital requirement and the farmers’ advances for sugar cane harvesting
Repay the funds against the release of a specific stock
Highly flexible debt instruments
Real-time market value is considered for exposure

Procedure to Get Sugar Pledge Loan

1. Preparing an application

An application must be submitted with relevant documents and information. Terkar Capital will help you formulate your application in the best manner.

2. Registration of Applications

The application will then get registered under the financial institution provided all the information and the documentation is done.

3. Consideration of applications by the sub-committee and the standing committee

After the basic documentation check, the application is considered by the sub-committee. The sugar factories may be invited to present their case in front of the committee. After consideration by the sub-committee, the application is then considered by the Standing Committee.

4. Approval of the Government and Disbursement of Loans

The advice and the opinion of the standing committee are processed for the approval of the government. The loans are then disbursed in one or more instalments after the sugar factories comply with the conditions stipulated in the approval.

This is the basic process overview of how the loans are disbursed under sugar pledge loans. But you don’t need to worry about any of this! Terkar Capital takes care of this entire process for you!

Learn more about the Sugar Development Fund here.

Book a call to discuss sugar pledge funding!

Sugar Pedge Loan at Terkar Capital

Sugarcane processing takes time and requires upfront capital, causing cash flow issues for sugar companies. So, we have facilitated a financial product of a sugar pledge loan specifically designed for the sugar industry. It uses sugar stocks as collateral, offering quick and flexible financing at competitive rates.

The process of sugar pledging enables sugar industries to acquire funds for operational expenses promptly, thus boosting their working capital cycle. We assist sugar mills in securing sugar pledge funding at competitive rates and guiding them through the approval process.

How Do We Execute?

1. Understanding Client's Requirement

A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.

2. Analysing the Strengths and Opportunities

Leverage the client's financial and operational strengths to optimize their funding prospects.

3. Documentation

Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.

4. Identifying the Right Financial Product

Recommending the most suitable financial product to align with the client’s specific goals and requirements.

5. Soft Approval From Financial Institutions

Securing preliminary approval from financial institutions based on the client's profile and funding needs.

6. Actual Submission of the Documents

Submitting all finalised and verified documents to the financial institution for formal processing.

7. Disbursement

Coordinating with financial institutions to ensure timely release of funds.

8. Funding As Required

Providing funds customised to the client’s operational or expansion needs, ensuring business growth.

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Client Feedback

What our clients think about us?

D*** Shinde

Terkar Capital has demonstrably improved the quality of funding candidates presented to us. Their rigorous client selection process, including a deep financial analysis, gives us confidence in the businesses we evaluate. Their professionalism and execution are top-notch, making them a trusted partner for any financial institution seeking qualified borrowers.

Pratibha K***

Thank You for the numerous financing options that you make available at a lower cost of borrowing. Terkar Capital not only provides transparency but also values the time of its clients. We appreciate the minimal time you took to provide funds to the company. Highly recommend Terkar Capital for funding requirements.

Harshada T***

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

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