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Professional Loan for Chartered Accountants

Chartered accountants can apply for a professional loan based on the duration of their experience in the field. They must present a CoP (certificate of Practice) that was obtained at least two years before the loan application date. Various banks and Non-Banking Financial Institutions (NBFCs) in India issue business loans to chartered accountants.

We at Terkar Capital Assist you in availing professional loans for chartered accountants. The funding amounts start from 25 lakhs, while the ROI is as competitive as 10.5%, subject to financial ratios. Our CA professional loans are designed to be hassle-free to apply for, quickly disbursed, and have convenient repayment terms with no additional fees.

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Chartered Accountants Loan

Key Features of Chartered Accountants Loan

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Funding amount starting from 25 Lacs to 15 Cr

interest rate

Rate of Interest start at 10.5% PA (Subject to Financial Ratios)

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Fast Turn Around Time

Execution

End-to-end Execution

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Smooth Processing

Eligibility to Apply for Chartered Accountants Loan

The eligibility requirements for a CA loan vary from lender to lender. Here are some basic requirements you must meet if you want to apply for a chartered accountant loan:

  • 3+ years of post-qualification work experience
  • A minimum annual income of ₹1 lakh
  • Age between 23 to 65 when the loan matures
  • Good CIBIL score
  • Profession must have been profitable in the past two years

Documents Required to Chartered Accountants Loan

The following are the essential documents required for a Chartered Accountants Loan:

  • Business Proof:  Practice Certificate, Partnership Deed (in case of partnership firm), Qualification Certificate, Shop Act Licence, MOA, AOA.
  • Address proofs:  Aadhaar card, Passport, Sales deed, Driving Licence, Ration Card, Telephone Bill, Electricity Bill, or Property Purchase Agreement (If the purpose of the loan is to purchase a property).
  • Photo Identity proof
  • Income Proof: Bank statement, Latest ITR, Latest Audited Financials

Benefits of Professional Loan for Chartered Accountants

  • Expand or renovate the existing space
  • Scale-up operations
  • Establish or buy new office space
  • Pay for overhead costs
  • Upgrade your office infrastructure
  • Hiring new staff
  • Meeting working capital requirements

Terkar Capital for Chartered Accountants Loan

Terkar Capital facilitates professional loans tailored specifically for chartered accountants in India. We conduct a financial SWOT of the company and capitalise on its strengths to raise the funds at the lowest cost of borrowing. However, the loans aim to assist chartered accountants in expanding, renovating, scaling up operations, establishing new offices, covering overhead costs, upgrading infrastructure, hiring staff, and meeting working capital requirements. So, Let’s Explore!!

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How do we Execute?

Here’s the execution process to get a professional loan for chartered accountants smoothly at Terkar Capital.

Check your CIBIL score for free.

What sets us apart?

1. Fast Turnaround Time

We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.

2. Confidentiality

At Terkar Capital, We comply with the highest professional confidentiality standards. All client information is discussed in strict confidentiality.

3. Competitive ROI

We find you the right lenders with similar terms and the lowest rate of interest.

4. Hassle-free Processing

Creating a stable ownership structure for financiers by establishing a secure transaction process.

5. High Level of Integrity

We are building our reputation through reliability, integrity, and honesty. We connect to our clients on personal grounds that include transparency and liability.

FAQs On Bank Guarantee Facility

The CA Professional Loan is a competitive financing option with one of the lowest rates available. It starts with as low as 10.5% PA, subjecting to the financial ratios.

Our loans can help you pay down your debt faster, which can save you money in the long run. There are no prepayment penalties or fees for CA Professional Loans.

Chartered accountants should consider business loans when they anticipate expansion, investment in technology, or during periods of low interest rates. It’s advisable to assess the firm’s financial health and have a clear business plan before seeking financing.

Not really, as this is an unsecured funding. As such, you do not need to provide collateral to qualify for the sanction.

Chartered accountants can get unsecured loans through a strong credit history, steady income, and a sound business plan.

 
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Client's Testimonial

What our clients think about us?

H Tamhankar
H Tamhankar
☆ ☆ ☆ ☆ ☆

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!
 

J Agwan
J Agwan
☆ ☆ ☆ ☆ ☆

Terkar Capital is upright at delivering specialized funding needs. They implement what they state. Because of you, we're able to make our business reach an exponential level.
 

A Waghmare
A Waghmare
☆ ☆ ☆ ☆ ☆

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.
 

C Sonawane
C Sonawane
☆ ☆ ☆ ☆ ☆

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.
 

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Financial Instruments We Arrange

Unsecured business products
Unsecured Debt Fund
secured debt products
Unsecured Debt Fund
working capital loan india
Working Capital
cgtmse loan
CGTMSE Loan

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Financial Products

Unsecured Debt Funding

Secured Debt Funding

Professionals Funding

CGTMSE Loan

Machinery Loan

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Growing Nationwide…

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

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© Terkar Capital 2024

CIN – U70200PN2023PTC224016