Chartered Accountants Loan

Chartered accountants can apply for a professional loan based on the duration of their experience in the field. They must present a CoP (certificate of Practice) obtained at least two years before the loan application date. Various banks and Non-Banking Financial Institutions (NBFCs) in India issue business loans to chartered accountants.

At Terkar Capital, we understand the financial needs of CAs. Therefore, we facilitate professional loans for chartered accountants starting from 25 lakhs with competitive interest rates as low as 10.5%, subject to financial ratios. Our loan process is designed to be straightforward, ensuring quick disbursement and flexible repayment terms without any hidden charges.

Key Features of CA Loans

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Funding amount starting from 25 Lacs to 15 Cr

interest rate

Rate of Interest start at 10.5% PA (Subject to Financial Ratios)

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Fast Turn Around Time

Execution

End-to-end Execution

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Smooth Processing

Chartered Accountants Loan Benefits

  1. Expand or renovate the existing space
  2. Scale-up operations
  3. Establish or buy new office space
  4. Pay for overhead costs
  5. Upgrade your office infrastructure
  6. Hiring new staff
  7. Meeting working capital requirements

Chartered Accountants Loan Eligibility

The eligibility requirements for a Chartered Accountant loan vary with financial institutions. Here are some basic requirements for a CA Loan

  1. 3+ years of post-qualification work experience
  2. A minimum annual income of ₹1 lakh
  3. Age between 23 and 65 when the loan matures
  4. Good CIBIL score
  5. Profession must have been profitable in the past two years

Let’s schedule a brief call to discuss Professional Loans!!

Chartered Accountants Loan Documents

The following are the essential documents required for a Chartered Accountants Loan:

  • Business Proof:  Practice Certificate, Partnership Deed (in case of partnership firm), Qualification Certificate, Shop Act Licence, MOA, AOA.
  • Address proofs:  Aadhaar card, Passport, Sales deed, Driving Licence, Ration Card, Telephone Bill, Electricity Bill, or Property Purchase Agreement (If the purpose of the loan is to purchase a property).
  • Photo Identity proof
  • Income Proof: Bank statement, Latest ITR, Latest Audited Financials

Terkar Capital for Chartered Accountants Loan

At Terkar Capital, we understand the unique financial needs of chartered accountants. Our professional loans for CAs are designed to support your growth ambitions. We begin by conducting a thorough financial SWOT analysis to identify your firm’s strengths and leverage them to secure funding at the most competitive rates.

Whether you’re looking to expand your practice, renovate your office, invest in new technology, hire additional staff, or simply manage your working capital more effectively, our professional loans for chartered accountants provide the financial flexibility you need to succeed.

How Do We Execute?

Check your CIBIL score for free.

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FAQs on CA Professionals Loan

The CA Professional Loan is a competitive financing option with one of the lowest rates available. It starts with as low as 10.5% PA, subjecting to the financial ratios.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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