Chartered Accountant Loan for CA and CS

A Chartered Accountant Loan is a customized financial solution designed to support practicing CAs in growing their firm. They must present a CoP (certificate of Practice) obtained at least two years before the loan application date. Various banks and Non-Banking Financial Institutions (NBFCs) in India issue loans to chartered accountants.

At Terkar Capital, we understand the financial needs of CAs. Therefore, we facilitate professional loans tailored for CAs and CS. Our loan process is designed to be simple, ensuring fast disbursement and flexible repayment terms without any hidden charges.

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Key Features of CA Loans

Benefits of Chartered Accountant Loan

Expand or renovate the existing space
Scale-up operations
Establish or buy new office space
Pay for overhead costs
Upgrade your office infrastructure
Hiring new staff
Meeting working capital requirements

Chartered Accountant Loan Eligibility

The eligibility requirements for a Chartered Accountant loan vary with financial institutions. Here are some basic requirements for a CA Loan

3+ years of post-qualification work experience
A minimum annual income of ₹1 lakh
Age between 23 and 65 when the loan matures
Good CIBIL score
The CA firm must have been profitable in the past two years

Chartered Accountant Loan Documents

The following are the essential documents required for a Chartered Accountants Loan:

Business Proof: Practice Certificate, Partnership Deed (in case of partnership firm), Qualification Certificate, Shop Act Licence, MOA, AOA.

Address proofs: Aadhaar card, Passport, Sales deed, Driving Licence, Ration Card, Telephone Bill, Electricity Bill, or Property Purchase Agreement (If the purpose of the loan is to purchase a property).

Photo Identity proof
Income Proof: Bank statement, Latest ITR, Latest Audited Financials

How do we execute a professional’s funding proposal?

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Terkar Capital for Chartered Accountant Loan

At Terkar Capital, we understand the unique financial needs of chartered accountants or company secretary. Our CA professional loans are designed to support your growth ambitions. We begin by conducting a thorough financial SWOT analysis to identify your firm’s strengths and leverage them to secure funding at the most competitive rates.

Whether you’re looking to expand your practice, renovate your office, invest in new technology, hire additional staff, or simply manage your working capital more effectively, our professional loans for chartered accountants provide the financial flexibility you need to succeed.

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We Facilitate the Following Funding Instruments

FAQs on CA Professionals Loan

The CA Professional Loan is a competitive financing option with one of the lowest rates available. It starts with as low as 10.5% PA, subject to the financial ratios.

CA/CS should consider business loans when they prepare for growth, investment in technology, or at times of low interest rates. It’s advisable to assess the firm’s financial health and have a clear business plan before seeking financing.

Not really, as this is an unsecured funding. As such, you do not need to provide collateral to qualify for the sanction.

Chartered Accountants can use a Loan facility to grow their practice, upgrade office premises, or meet working capital needs. It's all with flexible, collateral-free funding.

Client Feedback

What our clients think about us?

B Inamdar

I am extremely pleased with the service I received. The team demonstrated a deep understanding of our business needs and provided practical, actionable insights that made a significant impact. Their professionalism and attention to detail were evident in every aspect of the process. They took the time to listen to our challenges and crafted solutions that were both innovative and effective.

24th Mile

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

M Dwivedi

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.