Machinery Loans in Pune

Machinery loans in Pune are essential for new businesses as well as old ones, particularly when financial constraints hinder development. Such loans thus provide the much-needed capital boost to buy and update equipment so that companies can overcome financial obstacles and grow.

Our financial solutions prioritize flexibility, empowering businesses to use machinery loans for growth. From heavy machinery financing to loans against machinery, industries in Pune and Pimpri-Chinchwad can leverage these options to enhance their operational capabilities. 

Key Features of Machinery Loan

get money icon

Ticket size varies from Rs. 25 lacs to Rs 100 Cr

interest rate

The interest rates starting with 9.5% for INR and SIBOR + 300 bps for USD

smooth processing icon

The turnaround time to raise the fund is as low as 3-4 days.

Simple paperwork

Simple terms and less paperwork

flexible repayment

The repayment tenure varies from 3 to 5 years.

(*T&C Applied)

Machinery Loans Advantages

  1. These loans enable businesses to purchase machinery that can enhance their productivity.
  2. They can be secured for various sectors such as IT, Manufacturing, Pharma etc
  3. Collateral is not required to obtain these loans.
  4. The loans are tailored to meet specific needs, with flexible amounts and tenure periods.
  5. They can be used to acquire or upgrade both new and used equipment.

Machinery Loan Eligibility

  1. Even if your business is new, you can apply for a machinery loan.
  2. A Good CIBIL Score is required for a machinery loan without security.
  3. Company profile – Show your company’s profile, work, vision, product line, clients etc. Product, Machinery capacity, Cash flow from the machinery. 
  4. Co-borrower age should be between 21-65 years
  5. Financial records – Prove steady cash flow in company accounts.

Let’s schedule a brief call to discuss the Machinery Loan for your industry!!

Documents Required for Machinery Loan

To obtain approval for Machinery Loan MSMEs in Pune, the following set of documents are mandatory.

  1. Financial Documents (Last 3 years Complete Financials, Including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is 
  2. Owner KYC
  3. Firm KYC 
  4. Proposed machinery Quotation
  5. Proposed machine cash flow

Machine Loan Application Process

Provided you meet the eligibility criteria, financing machinery is a relatively straightforward process that can be completed in a few simple steps:

1. Know Your Requirements

The first step is to understand what type of machinery you require, what amount you may contribute and what is the requirement of the funds.

2. Check the Eligibility

Having a good credit score is one of the major parts of eligibility if the unit is new and in case you have the existing unit, you may need to check the financial ratios.

3. Put Forth the Proposal

Once you’ve understood the eligibility, submit a proposal for debt funding. This must contain information about your company, the machinery you plan to purchase, the total amount of funds you require, etc.

4. Submit Documents

To consider the proposal in detail, you need to submit the proposal. This should include company / firm KYC, owner/shareholder/partner’s KYC, Financial Documents, GST Returns and machine quotation.

Machinery Loan at Terkar Capital, Pune

The MSME sector plays a vital role in India’s growth, but it often has trouble getting the required funding. For this reason, this is where our expertise in providing machinery loans to companies proves to be beneficial. So, through extending machinery loans to MSMEs in Pune, we at Terkar Capital endeavor to propel their growth. Also, encourage them to excel and compete favorably in Pune’s growing industrial landscape. Hence, our machine loans to companies reflect our commitment to promoting MSMEs and propelling them to the realization of their full potential.

How Do We Execute?

Check your CIBIL score for free.

Client Feedback

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2025

CIN – U70200PN2023PTC224016

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