1. Understanding Client's Requirement
A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.
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LAS is also known as Loan Against Shares or Securities. As per the Indian banking system, it is always important to have the security to raise funds. The higher the security the better the possibility. Of course, business cash flow is one of the important parts of the consideration.
When it comes to security, financial institutions will consider security which includes – Fixed assets, Gold, bonds, Shares, Mutual Funds, Fixed deposits etc. Under LAS, Financial Institutions consider Bonds, Shares, and Mutual Funds as security to arrange debt funding security.
Loan Secured by Shares
Loan up to 50% of the Market Value of Shares
Lower Interest Rates
Tenure is up to 60 Months
End-to-end Execution
Many objectives can be achieved with a loan against shares. Some of these objectives include:
Book a call to discuss the loan against the shares facility!
To avail loan against shares facility, you need to have a demat account and shares in your name. Provide the lender with the following documents:
At Terkar Capital, we understand the importance of providing financial solutions that meet your business’s needs. That’s why we facilitate a financial product namely Loan Against Shares or Securities (LAS facility). It is categorised under secured debt instruments. So, let’s explore!!
1. Understanding Client's Requirement
A tailored funding solution based on a thorough evaluation of the client’s business goals and financial requirements.
2. Analysing the Strengths and Opportunities
Leverage the client's financial and operational strengths to optimize their funding prospects.
3. Documentation
Ensuring meticulous preparation of all necessary documents to facilitate a seamless funding process.
4. Identifying the Right Financial Product
Recommending the most suitable financial product to align with the client’s specific goals and requirements.
5. Soft Approval From Financial Institutions
Securing preliminary approval from financial institutions based on the client's profile and funding needs.
6. Actual Submission of the Documents
Submitting all finalised and verified documents to the financial institution for formal processing.
7. Disbursement
Coordinating with financial institutions to ensure timely release of funds.
8. Funding As Required
Providing funds customised to the client’s operational or expansion needs, ensuring business growth.
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Thank You for the numerous financing options that you make available at a lower cost of borrowing. Terkar Capital not only provides transparency but also values the time of its clients. We appreciate the minimal time you took to provide funds to the company. Highly recommend Terkar Capital for funding requirements.
This is one of the liquid tradable securities. And does not require much due diligence. So the turnaround time to raise the funds will be of 5-6 working days.
There is no specific consideration for the interest rate. It will be regular and based on the repo rate.
The loan-to-value ratio depends on the rating of the shares. It starts with 40% and may go up to Rs. 90% of the market value.
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