Unlock funding with Loan Against Shares!

Loan Against Shares (LAS) offers a flexible and secure funding option by leveraging your shares, bonds, and mutual funds as collateral to meet your financial needs.

Quick Access to Funds
Competitive LTV ratio (Loan-To-Value)
No need for Liquidation

Loan Against Shares (LAS) Facility

LAS is also known as Loan Against Shares or Securities. As per the Indian banking system, it is always important to have the security to raise funds. The higher the security the better the possibility. Of course, business cash flow is one of the important parts of the consideration.

When it comes to security, financial institutions will consider security which includes – Fixed assets, Gold, bonds, Shares, Mutual Funds, Fixed deposits etc. Under LAS, Financial Institutions consider Bonds, Shares, and Mutual Funds as security to arrange debt funding security.

Key Features of Loan Against Shares Facility

Objectives of Loan Against Shares

Many objectives can be achieved with a loan against shares. Some of these objectives include:

Paying for a large expense, such as a home renovation or a new car.
Consolidating debt.
Investing in other opportunities.
Covering unexpected expenses.

Documents Required for LAS Facility

To avail loan against shares facility, you need to have a demat account and shares in your name. Provide the lender with the following documents:

Proof of identity
Proof of address
Income proof
Share certificates
Demat account statement

Avail Loan Against Shares at Terkar Capital

At Terkar Capital, we understand the importance of providing financial solutions that meet your business’s needs. That’s why we facilitate a financial product namely Loan Against Shares or Securities (LAS facility). It is categorised under secured debt instruments. So, let’s explore!!

Client's Testimonial

What our clients think about us?

H Tamhankar

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

J Agwan

Terkar Capital is upright at delivering specialized funding needs. They implement what they state. Because of you, we're able to make our business reach an exponential level.

A Waghmare

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

Financial Instruments We Arrange

FAQs on Loan Against Shares

This is one of the liquid tradable securities. And does not require much due diligence. So the turnaround time to raise the funds will be of 5-6 working days.

There is no specific consideration for the interest rate. It will be regular and based on the repo rate.

The loan-to-value ratio depends on the rating of the shares. It starts with 40% and may go up to Rs. 90% of the market value.