Loan Against Securities Facility

A Loan Against Securities (LAS) can be the perfect solution. LAS, also known as Loan Against Shares, allows you to avail of funding from fund houses by pledging your existing financial holdings as collateral. This way, you can access much-needed cash without disturbing your long-term investment plans.

Under LAS, Financial Institutions consider Bonds, Shares, and Mutual Funds as security to arrange debt funding security.

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Secured Debt Instruments

Key Features of Loan Against Securities

Benefits of LAS facility

Access funds without selling your investments.
Enjoy competitive interest rates compared to unsecured loans.
Choose a repayment plan that suits your financial situation.
You retain ownership of your pledged securities, even while using the loan amount.
Bridge temporary cash flow gaps.

Documents Required for Loan Against Securities in India

To avail of a loan against securities, you must have a Demat account and shares in your name. Provide the lender with the following documents:

Proof of identity
Proof of address
Income proof
Share certificates
Demat account statement

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Loans Against Securities at Terkar Capital

We offer competitive LAS solutions tailored to your business requirements. Our team will guide you through the process, ensuring a smooth and efficient experience.

At Terkar Capital, we empower your business growth by providing innovative financial solutions. Our Loan Against Securities (LAS) facility, a secured debt instrument, allows you to leverage your existing investments for immediate cash flow, without selling them. Let’s dive deeper and explore how LAS can benefit your business!!

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Client Feedback

What our clients think about us?

D*** Shinde

Terkar Capital has demonstrably improved the quality of funding candidates presented to us. Their rigorous client selection process, including a deep financial analysis, gives us confidence in the businesses we evaluate. Their professionalism and execution are top-notch, making them a trusted partner for any financial institution seeking qualified borrowers.

Pratibha K***

Thank You for the numerous financing options that you make available at a lower cost of borrowing. Terkar Capital not only provides transparency but also values the time of its clients. We appreciate the minimal time you took to provide funds to the company. Highly recommend Terkar Capital for funding requirements.

Harshada T***

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.

FAQs On Loan Against Securities

This is one of the liquid tradable securities. And does not require much due diligence. So the turnaround time to raise the funds will be of 5-6 working days.

There is no specific consideration for the interest rate. It will be regular and based on the repo rate.

The loan-to-value ratio depends on the rating of the shares. It starts with 40% and may go up to Rs. 90% of the market value.