Loan Against Securities Facility

LAS, or Loan against securities, is one of the most tailored ways of funding. Though it’s a secured facility, the turnaround time is as quick as 24 hours, ensuring fast access to capital when needed. LAS can be raised by corporates against their portfolio shares, mutual funds, FD, and sovereign gold bonds. They can also be against their own listed shares. Hence, the individual can also raise funding with the LAS facility.

In short, anyone can raise the funds against securities, as long as he/she hold the tradable securities.

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Why LAS?

End use of the funds will not be monitored.
No Higher capping of the funds.
Interest rate will be as low as secured debt instruments.
Exposure can be given in the form of OD (Overdraft), so you can pay as you use.
There is no restriction on the utilization of the limit, so you can keep it as a cushion for liquidity.
Shorter turnaround time – as low as 24 hours.
It helps the promoter to infuse equity in the business.
No prepayment charges.
Easy account handling
Cost-effective.
No capital gain tax comes into the picture.
Your over the period build investment will remain intact.
The cost of LAS will always be lower than the average returns on your investment.
No credit score check.

Loan Against Securities Types

There are a couple of products included wherever there is LAS work. It includes below:

How Do We Execute?

1. Submitting the portfolio statement.

2. Analyzing the Strengths and Opportunities.

3. Terkar Capital team shares the In-Principle confirmation (before log in).

4. Post your confirmation, we will get the KYC documents.

5. Log in the Proposal with OTP.

6. Pledging the shares.

7. Final Sanction.

8. Disbursement.

LAS Documents

Generally, documents are very simple, and they vary from applicant to applicant.

1. For Individuals

1. Complete Aadhar card copy.
2. Clear Pan Card copy
3. Cancel cheque
4. Passport-size photo.
5. Portfolio statement.

2. For Businesses

1. Business KYC (As per Partnership firm/ Private Limited company / LLP / Public Limited company / HUF)
2. Owner KYC - as like individuals.

Why LAS From Terkar Capital?

We understand the primary and secondary markets well. We always make sure to understand the requirements of the client and blend LAS with the other debt instruments, where you can have the maximum liquidity with the minimum cost. Of course, many other factors of your business will be taken into consideration (if LAS is to be worked for corporates) and based upon this, we will arrange the best output for you. Yearly, we raise a good amount of funds through LAS, so we also understand the best practices of the market, which help you to take the funds at a low cost of funding.

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FAQs On Loan Against Securities

Yes. Loan against shares will be given to anyone who holds the tradable securities (Mutual Funds, Shares, Sovereign Gold Bonds & FD)

The Interest rate generally varies from institute to institute. In most cases it remains around 10%.

The limit will be given in the form of OD where you can use it as per your convenience. And this facility remains perpetual. So you do not need to renew.

No. Even though you have bad credit, still the exposure can be given against your securities.

There is no capping on either side. It can go to any extent.

Not in all the cases you need to sign the documents manually. This generally depends from institute to institute. However, nowadays most of the FIs are executing the proposal online.

We Facilitate the Following Funding Instruments

Client Feedback

What our clients think about us?

D*** Shinde

Terkar Capital has demonstrably improved the quality of funding candidates presented to us. Their rigorous client selection process, including a deep financial analysis, gives us confidence in the businesses we evaluate. Their professionalism and execution are top-notch, making them a trusted partner for any financial institution seeking qualified borrowers.

Pratibha K***

Thank You for the numerous financing options that you make available at a lower cost of borrowing. Terkar Capital not only provides transparency but also values the time of its clients. We appreciate the minimal time you took to provide funds to the company. Highly recommend Terkar Capital for funding requirements.

Harshada T***

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.